Domain Info
Created Date
1996-10-30
Mailing Address
942 BRYAN ST, COTTONPORT, LA, 71327-4288, United States
Company Name
Cottonport Bank
Cottonport Bank
Feedback about Cottonport Bank?
Here you get acquainted with the reviews of our clients.
I regret very much that I contacted this organization. I agreed by 1%, but the full repayment of the loan brings additional services. Unsatisfied.
Demarco Zieme
I issued only $100, and they promised the first customers get 0%, the money was transferred quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.
Kimberly Rohan
High interest rate. When paying off a loan, some other interest is charged, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another service.
Sylvia Nolan Jr.
Pay Attention
Above there are details about a certain lender. Below every reader may grapple with the common features of payday loans.
Payday Loans in Effie, Minnesota
According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.
It is easy and quick to take out loans in Effie, Minnesota. The rates are set on an individual basis: if a client repays as much loans as possible, she will be offered one of the most reasonable terms and rates.
APR
200%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
How will Cottonport Bank help issue a loan in Effie, Minnesota?
- 24/7 service. Such online services allow you to deposit funds at any time. Funds are taken out day and night. The payday loan will be sent to a credit card, so a personal visit to the department is not necessary.
- No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill in in the application? - General Info
To leave an application, every customer should enter the following data:
Submit an application to recieve terms and rates for an offer from one of lending companies.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the cause of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% deny the request when lenders in Effie, mn will estimate other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit rating.
The following common points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Effie, Louisiana
Sabine State Bank and Trust Company
7640 Colorado Ave, Fort Polk South, LA 71459, USA
+1 (337) 537-3421
www.sabinebank.com
Family Choice Financial
730 S Range Ave Ste 1C, Denham Springs, LA 70726, USA
+1 (225) 243-0700
www.familychoicefinancial.com
Ouachita Independent Bank
938 University Pkwy, Natchitoches, LA 71457, USA
+1 (318) 352-0642
oibank.com
