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Feedback about Louisiana Federal Credit Union?
Here you get acquainted with the reviews of our customers.
I took the first cash advance, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to extend the payment and return the loan in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.
Miss Haven Wehner Jr.
Thanks to Louisiana Federal Credit Union for helping when money is urgently needed. I have been applying to this company for more than a year and everything is always honest, without hidden commissions.
Kaylin Dach
It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.
Erling Nolan
Louisiana Federal Credit Union seemed to me the reliable. At least no insurance and extra charges. There are no discounts for regular clients. When paying off a debt, a transfer fee is not taken, although this is a bonus.
Mr. Darion Langworth
I took the first payday loan, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to extend the payment and return the loan in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.
Ms. Rhoda Rau
Pay Attention
Above there are details about a certain lender. Below every reader may get acquainted with the common features of payday loans.
Payday Loans in Gramercy, Louisiana
Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.
It is easy and quick to issue payday loans in Gramercy, Louisiana. The rates are set on an individual basis: if a borrower repays as much loans as possible, he will be offered one of the most reasonable terms and rates.
APR
391%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
How will Louisiana Federal Credit Union help take out a loan in Gramercy, Louisiana?
- 24/7 operation. Such online services allow you to receive funds at any time. Money are issued day and night. The transfer will be sent to a credit card, so a personal visit to the department is not necessary.
- No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill in in the application? - General Info
To submit an application, every customer should enter the following data:
Then a borrower should submit an application to get a proposal from one of payday lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the reason of refusal for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Gramercy, la will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit score.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to know the APR of the loan, you are welcome to use the calculator. It will specify the cost of the loan.
APR Calculator
Other Payday Lenders in Gramercy, Louisiana
1st Franklin Financial
1700 E Prien Lake Rd Suite 7, Lake Charles, LA 70601, USA
+1 (337) 480-6920
locations.1ffc.com
Sabine State Bank and Trust Company
1900 Maplewood Dr, Sulphur, LA 70663, USA
+1 (337) 533-3880
www.sabinebank.com
