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5 reviews
Loan agency in Hammond, Louisiana

1735 SW Railroad Ave, Hammond, LA 70403, USA
+1 (985) 542-1581
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed

Feedback about Community Loans Inc?

Here you get acquainted with the reviews of our clients.

High interest rate. When paying off a loan, some other interest is credited, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another service.

Junius Schuster

100% sleeky company. They ask for a photo then distribute on the web. They lie that it is approved, so that you sent them a card data and an ID photo.

Aiyana Beatty II

I contacted Community Loans Inc 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will be transferred the money. And instead of money, excuse me, contact the company in a month. Why?

Jayda Quigley

Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes readers get acquainted shared information about payday loans.

Payday Loans in Hammond, New York

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

Such financial products as payday loan in Hammond, New York is taken out easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more reasonable rates a borrower will recieve.

APR

25% small loan cap

How will Community Loans Inc help take out a payday loan in Hammond, New York?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are taken out around the clock. The transfer will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Hammond, New York. The company will estimate many points to qualify such as financial capabilities. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will show the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Hammond, Louisiana

Sabine State Bank and Trust Company

215 Pershing Hwy, Jonesboro, LA 71251, USA

+1 (318) 259-4779

www.sabinebank.com

St Mary Financial Services Inc

1119 Main St, Patterson, LA 70392, USA

+1 (985) 395-2630

Check Masters

1100 E Prien Lake Rd, Lake Charles, LA 70601, USA

+1 (337) 564-5043

Hancock Whitney Bank

6311 W Park Ave, Houma, LA 70364, USA

+1 (800) 448-8812

www.hancockwhitney.com

Bayou Finance of Houma, Inc

616 Barrow St, Houma, LA 70360, USA

+1 (985) 879-1300

bayou-finance-of-houma-inc.business.site

Denise Druml- Mortgage Loan Officer- Eustis Mortgage

1736 Gause Blvd. East Suite 28, Slidell, LA 70461, USA

+1 (985) 774-1226

www.eustismortgage.com

Cash Cow

408 S Trenton St, Ruston, LA 71270, USA

+1 (318) 255-7814

cashcowlouisiana.com

Kim's Cash LLC

117 S Benedette St, Rayville, LA 71269, USA

+1 (318) 728-7289

Hancock Whitney Bank

1017 Washington Ave, Mansfield, LA 71052, USA

+1 (800) 448-8812

www.hancockwhitney.com

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