Feedback about E-Z Cash Advance Inc?
Here you get acquainted with the reviews of our customers.
I took out $300 for several days. When the funds were returned, they applied a gigantic commissions, I had to pay almost $400.
Mrs. Magali Wuckert DDS
I issued only $100, and they promised the first customers get 0%, the money was credited quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.
Harley Heaney
Disappointed! Was denied to borrow $1,000. Only $400 was approved.
Selena Anderson
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Further there will be presented the details about not a definite lending company. The information below will define general information about payday loans and its specific aspects.
Payday Loans in Hammond, New York
Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.
It is easy and quick to take out payday loans in Hammond, New York. The rates are set on an individual basis: if a client repays as much loans as possible, he will be provided one of the most reasonable terms and rates.
APR
25% small loan cap
How will E-Z Cash Advance Inc help issue a payday loan in Hammond, New York?
- 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are issued day and night. The transfer will be sent to a bank account, so a personal visit to the store is not necessary.
- No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval level. When it comes to small amounts, a positive answer comes up 98%.
- Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill out in the application? - General Info
To leave an application, every borrower should fill out the following data:
Then a customer should submit an application to get an offer from one of payday lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Hammond, New York. The company will assess many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit rating into a favorable one.
The following common points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator defines the cost of the payday loan known as annual percentage rate.
APR Calculator
Other Payday Lenders in Hammond, Louisiana
All-State Credit Plan, LLC
307 W Minnesota Park Rd # 1, Hammond, LA 70403, USA
+1 (985) 542-4525
www.all-statecredit.com
Community Bank of Louisiana
4008 Benton Rd, Bossier City, LA 71111, USA
+1 (318) 742-1717
www.communitybankofla.bank
Sabine State Bank and Trust Company
737 Keyser Ave, Natchitoches, LA 71457, USA
+1 (318) 356-0365
www.sabinebank.com
Citizens National Bank
9220 Ellerbe Rd, Shreveport, LA 71106, USA
+1 (318) 629-0010
www.citizensnb.com
