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Loan agency in Hammond, Louisiana

1320 N Morrison Blvd # 107, Hammond, LA 70401, USA
+1 (985) 542-9387
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–6PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM

Feedback about E-Z Cash Advance Inc?

Here you get acquainted with the reviews of our customers.

I took out $300 for several days. When the funds were returned, they applied a gigantic commissions, I had to pay almost $400.

Mrs. Magali Wuckert DDS

I issued only $100, and they promised the first customers get 0%, the money was credited quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.

Harley Heaney

Disappointed! Was denied to borrow $1,000. Only $400 was approved.

Selena Anderson

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will define general information about payday loans and its specific aspects.

Payday Loans in Hammond, New York

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

It is easy and quick to take out payday loans in Hammond, New York. The rates are set on an individual basis: if a client repays as much loans as possible, he will be provided one of the most reasonable terms and rates.

APR

25% small loan cap

How will E-Z Cash Advance Inc help issue a payday loan in Hammond, New York?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are issued day and night. The transfer will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Hammond, New York. The company will assess many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Hammond, Louisiana

JD Bank

4100 Ryan St, Lake Charles, LA 70605, USA

+1 (337) 478-8444

www.jdbank.com

Republic Finance

533 Bertrand Dr, Lafayette, LA 70506, USA

+1 (337) 593-0188

locations.republicfinance.com

ATM (Regions Bank)

201 1st St NE, Springhill, LA 71075, USA

+1 (800) 734-4667

www.regions.com

Money Tree Investments

215 E Landry St #1, Opelousas, LA 70570, USA

+1 (337) 942-9551

Woodforest Bank

303 E Interstate Dr, Jennings, LA 70546, USA

+1 (337) 824-7636

www.woodforest.com

Advance America

58630 Belleview Dr #104, Plaquemine, LA 70764, USA

+1 (225) 687-5330

www.advanceamerica.net

The First Bank, A National Banking Association

740 Brownswitch Rd, Slidell, LA 70458, USA

+1 (866) 362-6477

thefirstbank.com

1st Franklin Financial

1700 E Prien Lake Rd Suite 7, Lake Charles, LA 70601, USA

+1 (337) 480-6920

locations.1ffc.com

Chase Bank

12515 Airline Hwy, Destrehan, LA 70047, USA

+1 (985) 764-1248

locator.chase.com

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