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5 reviews
Loan agency in Hammond, Louisiana

800 Roma Ave, Hammond, LA 70403, USA
+1 (985) 543-0123
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
10:30AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

Feedback about Express Cash?

Here you grapple with the reviews of our customers.

I contacted Express Cash 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will be transferred the money. And instead of money, excuse me, contact the company in a month. Why?

Kenyatta Haley Jr.

Not very happy with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to solve, by means of customer deprtment.

Mrs. Eloise Heidenreich Jr.

For 6 months I have not been able to make the resource to transfer the information about the closing of the loan for 2019.

Kayli Abbott

I issued $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they issued a loan for 16 days. As a result, I paid $850 with all the charges.

Liana Bode

Pay Attention

Above there are details about a exact lending company. Below every reader may grapple with the common features of payday loans.

Payday Loans in Hammond, New York

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

This financial product in Hammond, New York is taken out easily and quickly. The interest percentage is defined respecting the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be offered to you.

APR

25% small loan cap

How will Express Cash help issue a loan in Hammond, New York?

  • Round the clock service. Every client may address the service round the clock. The borrowed funds will be transfered to account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be reviewed within minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to take out a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Hammond, New York. They rate many other factors before taking out a cash advance. One of them is solvency. This is a way to improve your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should determine its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Hammond, Louisiana

Insta-Cash

2620 Common St, Lake Charles, LA 70601, USA

+1 (337) 421-0014

instacashpawn.com

First Guaranty Bank ATM

35651 LA-16, Montpelier, LA 70422, USA

+1 (888) 375-3093

www.fgb.net

OneMain Financial

3600 Williams Blvd STE 6, Kenner, LA 70065, USA

+1 (504) 443-3412

www.onemainfinancial.com

Quik Cash

115 N Jefferson St, Mansfield, LA 71052, USA

+1 (318) 872-1000

Arbor Lending Group

5001 U.S. Hwy 190, Covington, LA 70433, USA

+1 (985) 867-8334

www.arborlending.net

Speedy Cash

10828 Florida Blvd, Baton Rouge, LA 70815, USA

+1 (225) 275-1542

www.speedycash.com

Smart Money Financial Center

217 S Main St, Church Point, LA 70525, USA

+1 (337) 684-3131

www.smartmoneycenter.com

Advance America

3322 Monroe St, Alexandria, LA 71301, USA

+1 (318) 445-4880

www.advanceamerica.net

Sabine State Bank and Trust Company

1125 7th Ave, Glenmora, LA 71433, USA

+1 (318) 748-4239

www.sabinebank.com

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