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5 reviews

813 W Main St, Homer, LA 71040, USA
+1 (318) 927-5075
www.gibslandbank.com
Wednesday
8:30AM–4PM
Thursday
8:30AM–5PM
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM

Domain Info

Created Date

1998-06-22

Mailing Address

500 PAVILION RD, WEST MONROE, LA, 71292-9490, United States

Company Name

Financial Institution Service

Financial Institution Service

Contact Data

[email protected]

+1.3183870691

+1.9999999999

Feedback about Gibsland Bank & Trust?

Here you see the feedback of our customers.

I borrowed $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they took out a payday loan for 16 days. As a result, I paid $850 with all the charges.

Hildegard Torphy

I issued $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they took out a loan for 16 days. As a result, I paid $850 with all the commissions.

Eleazar Harber

For 6 months I have not been able to make the company to transfer the information about the closing of the loan for 2019.

Jessie Langworth

Pay Attention

Above there are details about a certain lender. Below every reader may grapple with the essence of payday loans.

Payday Loans in Homer, New York

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

This financial product in Homer, New York is issued simply and quickly. The interest percentage is specified depending on the category of the borrower: the more loans are successfully repaid, the more favorable terms will be guaranteed to you.

APR

25% small loan cap

How will Gibsland Bank & Trust help issue a payday loan in Homer, New York?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to review the form. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor taken into account by financial institutions is called as bad credit history. But this drawback is not reviewed as the only one by lenders to take out a loan. The lender process many aspects such as financial abilities to approve the application. Cash advance in Homer, New York may help improve your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will specify the cost of the cash advance.

APR Calculator

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