Domain Info
Created Date
1998-06-22
Mailing Address
500 PAVILION RD, WEST MONROE, LA, 71292-9490, United States
Company Name
Financial Institution Service
Financial Institution Service
Feedback about Gibsland Bank & Trust?
Here you see the feedback of our customers.
I borrowed $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they took out a payday loan for 16 days. As a result, I paid $850 with all the charges.
Hildegard Torphy
I issued $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they took out a loan for 16 days. As a result, I paid $850 with all the commissions.
Eleazar Harber
For 6 months I have not been able to make the company to transfer the information about the closing of the loan for 2019.
Jessie Langworth
Pay Attention
Above there are details about a certain lender. Below every reader may grapple with the essence of payday loans.
Payday Loans in Homer, New York
According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.
This financial product in Homer, New York is issued simply and quickly. The interest percentage is specified depending on the category of the borrower: the more loans are successfully repaid, the more favorable terms will be guaranteed to you.
APR
25% small loan cap
How will Gibsland Bank & Trust help issue a payday loan in Homer, New York?
- Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online form with personal data. It will take some minutes to review the form. The funds are transferred in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill in in the application? - General Info
To leave an application, every borrower should fill out the following data:
Submit an application to recieve terms and rates for an offer from one of lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
A adverse factor taken into account by financial institutions is called as bad credit history. But this drawback is not reviewed as the only one by lenders to take out a loan. The lender process many aspects such as financial abilities to approve the application. Cash advance in Homer, New York may help improve your credit rating.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to know the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will specify the cost of the cash advance.
APR Calculator
Other Payday Lenders in Homer, Louisiana
Financial Institutions Office
1450 Poydras St, New Orleans, LA 70112, USA
+1 (504) 568-8536
www.ofi.state.la.us
First Heritage Credit
1041 N Pine St, DeRidder, LA 70634, USA
+1 (337) 463-9000
www.1stheritagecredit.com
Check Into Cash
1723 Creswell Ln Suite A5, Opelousas, LA 70570, USA
+1 (337) 942-3701
local.checkintocash.com
Hancock Whitney Bank
735 N Causeway Blvd, Mandeville, LA 70448, USA
+1 (800) 448-8812
www.hancockwhitney.com
