What people think about Payday Loans?
Below you get acquainted with some of the testimonials of our customers.
I always use Payday Loans when it need a cash advance. The application process is trouble-free. No problems.
Ms. Dianna Greenholt DDS
Thank you for the amazing service. Your employess helped me throughout the application. It’s great that you only need an ID to get accepted.
Mrs. Flo Kshlerin IV
Thank you Payday Loans for assisting me when I needed cash urgently to pay for car repair. I have applied through this company 3 times and everything was nice. This is the most honest company with no hidden fees. Highly recommended!!!
Alessandra Frami PhD
I applied for the first payday loan in my life, was approved the next day despite the fact that I had debts already. I repaid it before the due date. Love this lender for their reasonable rates. Other lenders in my state charge sky high interest!
Erich Mayer
I needed $200 to buy a suit for a party. The only way out was to apply for a payday loan. Found a lot of financial institutions on the Internet. Payday Loans is the most legit loan provider in Houma.
Davon Beer
Important
The above-given information provides the details about a specific financial institution. The information below is about common information about payday loans.
Payday Loans in Houma, Louisiana
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Online payday loans can be the best solution to your unexpected financial issues in Houma , Louisiana because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.
APR
391%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a poor credit score. Payday loan approvals depend very much on other aspects. Lenders will look at your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the real cost of the loan even before applying.
APR Calculator
Other Payday Lenders in Houma, Louisiana
World Finance
2710 S MacArthur Dr Ste C, Alexandria, LA 71301, USA
+1 (318) 445-8293
www.loansbyworld.com
Security Finance
814 Grand Caillou Rd Suite 5a, Houma, LA 70363, USA
+1 (985) 873-8070
www.securityfinance.com
American Cash Advance
505 Allison St Ste 3, Jennings, LA 70546, USA
+1 (337) 616-9988
www.americancashadvance.net
Walmart Money Center
705 Constitution Ave, Oak Grove, LA 71263, USA
+1 (318) 428-9631
www.walmart.com
