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5 103 reviews
Loan agency in Houma, Louisiana

1058 Grand Caillou Rd, Houma, LA 70363, USA
+1 (985) 876-6628
www.advanceamerica.net
Thursday
10AM–6PM
Friday
9AM–7PM
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you get acquainted with the feedback of our clients.

… ladies are the friendliest and most professional I’ve dealt with in a while. Definitely recommend them. If you are short on cash until your next payday, go see them!!

Newell Goyette V

Very great service and the people there are very wonderful !

Ms. Eula Harris

I always have a great experience at this location in Houma

Prof. Eric Price

Very great service and the people there are very wonderful !

Keenan Bayer

I always have a great experience at this location in Houma

Wilhelm Morar

I am very satisfied , it’s a great company with great employees !!!!!!😃🎉🎊

Dr. Dereck Becker IV

Family lawyer, he will get it done and keep you in the loop of things.

Prof. Maxie Rogahn

I love how fast and easy the process went I highly recommend him

Mrs. Noelia Nolan V

Pay Attention

The first three points specify the certain lending company. In other turn, below-specified info makes people grapple with shared information about payday loans.

Payday Loans in Houma, Louisiana

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.

Such financial products as payday loan in Houma, Louisiana is issued simply and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more payday loans you pay back off, the more reasonable rates a customer will recieve.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Advance America help issue a payday loan in Houma, Louisiana?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are taken out day and night. The deposit will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Lenders do not consider this factor the only one to issue a loan in Houma, Louisiana. The lending company will estimate many points to qualify such as financial capabilities. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

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