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Loan agency in Houma, Louisiana

936 Grand Caillou Rd, Houma, LA 70363, USA
+1 (985) 851-7151
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–6PM

Feedback about Payday Express?

Here you see the feedback of our customers.

I recommend Payday Express to everyone, I am applying for the second time. Everything is great!

Hortense Rippin DVM

Money was urgently required. I left an online application in Payday Express. I sent all the necessary photos of documents, talked to the staff by phone. The requested payday loan was approved. Within an hour, the money was transferred to my card.

Dr. Ambrose Thiel DDS

I took the first cash advance, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to extend the payment and return the cash advance in parts. Immediately after repaying the old one, you can take out a new one, the available amount increases every time.

Prof. Shirley Armstrong

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Dr. Grant Breitenberg MD

Pay Attention

Further there will be presented the details about not a certain lending company. The information below will explain shared information about payday loans and its specific features.

Payday Loans in Houma, Louisiana

Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Hassle-free financial products are considered as payday loans in Houma, la. They are issued at individual interest rates. They depend on personal data. It is also important to repay as much payday loans as possible.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Payday Express help take out a loan in Houma, Louisiana?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to process the application. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Lenders in Houma, la consider this circumstance not a drawback to issue a loan. The recipient of a loan should be ready to objectively estimate financial abilities, issue a loan, pay back the debt on a due date and not only cope with current difficulties, but enhance the credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a exact cost of the payday loan.

APR Calculator

Other Payday Lenders in Houma, Louisiana

Chase Bank

2510 Moss St, Lafayette, LA 70501, USA

+1 (337) 236-7347

locator.chase.com

Hancock Whitney Bank

1301 Camellia Blvd, Lafayette, LA 70508, USA

+1 (800) 448-8812

www.hancockwhitney.com

Tower Loan

1717 S Burnside Ave, Gonzales, LA 70737, USA

+1 (225) 644-6007

www.towerloan.com

Oupac Financial Services

2302 W Laurel Ave, Eunice, LA 70535, USA

+1 (337) 546-0194

oupac.com

Check Cashers Inc

5801 W Park Ave #106, Houma, LA 70364, USA

+1 (985) 857-9595

www.checkcashersinc.com

Hancock Whitney Bank

8300 LA-23, Belle Chasse, LA 70037, USA

+1 (800) 448-8812

www.hancockwhitney.com

Barksdale Federal Credit Union

1118 N Pine St, DeRidder, LA 70634, USA

+1 (337) 463-4685

bfcu.org

First Heritage Credit

345 Gause Blvd W, Slidell, LA 70460, USA

+1 (985) 643-6370

www.1stheritagecredit.com

Merchants & Farmers Bank

975 Beglis Pkwy, Sulphur, LA 70663, USA

+1 (337) 503-9972

www.merchantsandfarmers.com

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