Welcome to Our Online Loan Referral Service

5 4 reviews

812 Barrow St, Houma, LA 70360, USA
+1 (985) 876-4934
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM

Feedback about Houma Mortgage & Loan Inc?

Here you see the reviews of our customers.

Very nice people to work with

Nichole Sporer

These guys are the best and friendly staff.

Colleen Kassulke IV

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Above there are details about a certain lending company. Below every reader may grapple with the essence of payday loans.

Payday Loans in Houma, Louisiana

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

Payday loans in Houma, Louisiana are issued easily. The interest rate is dependent on the client's person-related information: if you repay more payday loans, the more efficient terms and rates lenders offer.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Houma Mortgage & Loan Inc help issue a payday loan in Houma, Louisiana?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are taken out day and night. The transfer will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Lenders in Houma, la consider this circumstance not a hindrence to take out a loan. The recipient of a payday loan should be prepared to objectively estimate financial abilities, issue a loan, repay the debt on time and not only cope with current issues, but enhance the credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Houma, Louisiana

FOTL Financial Services

24307 Eden St, Plaquemine, LA 70764, USA

+1 (225) 687-4308

World Finance

8350 Florida Blvd Ste C-3, Baton Rouge, LA 70806, USA

+1 (225) 926-9262

www.loansbyworld.com

Southwest Loan & Insurance Co

801 W University Ave, Lafayette, LA 70506, USA

+1 (337) 232-9944

First Heritage Credit

145 W Pine St # 4, Ponchatoula, LA 70454, USA

+1 (985) 386-9297

www.1stheritagecredit.com

Ready Cash Advance

9073 Mansfield Rd, Shreveport, LA 71118, USA

+1 (318) 671-0620

www.flexiblefinanceloans.com

World Finance

1412 Farmerville Hwy Ste 3, Ruston, LA 71270, USA

+1 (318) 255-8654

www.loansbyworld.com

Arcadia Loans

2428 2nd St B, Arcadia, LA 71001, USA

+1 (318) 263-9667

Iberville Bank

23405 Eden St, Plaquemine, LA 70764, USA

+1 (225) 687-2091

www.thefirstbank.com

Sabine State Bank and Trust Company

765 Shreveport Hwy, Many, LA 71449, USA

+1 (318) 256-9034

www.sabinebank.com

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