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3.3 3 reviews
Loan agency in Houma, Louisiana

806 Barrow St, Houma, LA 70360, USA
+1 (985) 868-9710
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM

What people think about 1st Community Credit LLC?

Below you read some of the opinions of our clients.

Great people, easy to work with

Maida Goyette

The workers are always so nice and friendly.

Giovanny Wisozk

Important

Now you can see general features of payday loans.

Payday Loans in Houma, Louisiana

Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.

Online payday loans can be the right solution to your short-term financial problems in Houma , Louisiana because they are easily approved and easily paid off. Your APR will depend on your state regulations or on the payday lender's policy.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a poor credit score an increased chance to get approved for short-term loans. A payday loan may be the only loan available for some consumers to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your means and repay your loan commitments on time.

To get accepted for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the real cost of the cash advance loan immediately.

APR Calculator

Other Payday Lenders in Houma, Louisiana

1st Franklin Financial

1819 W Airline Hwy, Laplace, LA 70068, USA

+1 (985) 652-1332

locations.1ffc.com

Advance America

2134 O'Neal Ln, Baton Rouge, LA 70816, USA

+1 (225) 756-5413

www.advanceamerica.net

First Heritage Credit

2726 W Thomas St, Hammond, LA 70401, USA

+1 (985) 429-0270

www.1stheritagecredit.com

Sabine State Bank Trust Co

105 Fertitta Blvd, Leesville, LA 71446, USA

+1 (337) 239-1000

sabinebank.com

Security Finance

324 Homer Rd, Minden, LA 71055, USA

+1 (318) 371-1014

www.securityfinance.com

Security Finance

5577 Interstate 49 South Service Rd, Opelousas, LA 70570, USA

+1 (337) 948-4744

www.securityfinance.com

Campus Federal Credit Union - Ochsner LSU Health Shreveport Branch

1501 Kings Hwy, Shreveport, LA 71103, USA

+1 (318) 415-2430

www.campusfederal.org

ATM (Regions Bank)

2569 Viking Dr, Bossier City, LA 71111, USA

+1 (800) 734-4667

www.regions.com

Security Finance

1204 N Pine St, DeRidder, LA 70634, USA

+1 (337) 463-4183

www.securityfinance.com

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