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5 6 reviews
Loan agency in Jena, Louisiana

3024 W Oak St, Jena, LA 71342, USA
+1 (318) 992-6267
locations.1ffc.com
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–1:30PM
Thursday
8:30AM–5:30PM

Domain Info

Created Date

1996-12-10

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about 1st Franklin Financial?

Here you get acquainted with the reviews of our clients.

They have the best and nicest workers!

Sean Kshlerin

Had an awesome experience with them.

Prof. Ali Harris

I needed advice on car financing, they were extremely helpful!

Seth Koelpin DVM

Pay Attention

Payday lenders are described in the first three points. Below info defines common information about payday loans.

Payday Loans in Jena, Louisiana

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

Payday loans in Jena, Louisiana are taken out easily. The interest rate is dependent on the borrower's personal information: if you pay back more payday loans, the more favorable terms and rates lenders offer.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will 1st Franklin Financial help take out a loan in Jena, Louisiana?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are issued day and night. The deposit will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a loan. Payday lenders do not consider this factor the only one to take out a loan in Jena, Louisiana. The company will assess many points to qualify such as financial capabilities. Payday loans will be a source to enhance your bad credit score into a favorable one.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

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HOUMA FINANCE

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Mr Cash

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Cash Tyme

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First Heritage Credit

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+1 (985) 892-7558

www.1stheritagecredit.com

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