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4.6 18 reviews
Loan agency in Lafayette, Louisiana

1819 NW Evangeline Throughway #2, Lafayette, LA 70501, USA
+1 (337) 593-9005
www.wallacemgt.com
Friday
9AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

Domain Info

Created Date

2003-09-15

Mailing Address

OK, United States

Company Name

Wallace Management Comp.

Wallace Management Comp.

Contact Data

Feedback about State Finance?

Here you see the reviews of our customers.

Very nice people at this location.lm very pleased with my visit today.

Henri Hills

I like that they where willing to work with me when nobody else would.

Eldora Hills

My Experience at State Finance was great!

Bonita Mosciski

Pay Attention

Above there are details about a certain lender. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Lafayette, New Jersey

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Lafayette, New Jersey is taken out simply and quickly. The interest rate is specified depending on the category of the customer: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

30% usury cap

How will State Finance help take out a loan in Lafayette, New Jersey?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are issued around the clock. The deposit will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Lafayette, New Jersey. They estmate many other factors before taking out a loan. One of them is payment abilities. This is a way to improve your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to apply the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in Lafayette, Louisiana

Hancock Whitney Bank

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+1 (800) 448-8812

www.hancockwhitney.com

Walmart Money Center

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+1 (318) 324-0016

www.walmart.com

Tower Loan

1051 Washington Ave, Mansfield, LA 71052, USA

+1 (318) 871-4764

www.towerloan.com

ATM (Regions Bank)

201 1st St NE, Springhill, LA 71075, USA

+1 (800) 734-4667

www.regions.com

CORPORATE OFFICE- Republic Finance

7031 Commerce Cir, Baton Rouge, LA 70809, USA

+1 (800) 317-7662

www.republicfinance.com

All-State Credit Plan, LLC

2308 Ambassador Caffery Pkwy #2, Lafayette, LA 70506, USA

+1 (337) 216-0010

www.all-statecredit.com

Republic Finance

753 Odd Fellows Rd Suite D, Crowley, LA 70526, USA

+1 (337) 783-4668

locations.republicfinance.com

Republic Finance

4726 E Texas St Ste 210, Bossier City, LA 71111, USA

+1 (318) 741-7136

locations.republicfinance.com

Home Bank

805 Main St, Elton, LA 70532, USA

+1 (337) 584-2282

www.home24bank.com

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