Welcome to Our Online Loan Referral Service


801 W University Ave, Lafayette, LA 70506, USA
+1 (337) 232-9944
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
7:45AM–5PM
Tuesday
7:45AM–5PM
Wednesday
10AM–5:30PM
Thursday
10AM–5:30PM

Feedback about Southwest Loan & Insurance Co?

Here you see the reviews of our customers.

Only an ID is needed to apply. Was on a working trip and needed extra funds, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Ephraim Eichmann

I suffered a difficult situation in my life. I urgently needed extra money. This company helped me very much. They approved the required loan amount. I solved all my problems. I recommend the company to all my acquaintances.

Emile Sporer

I suffered one situation. I urgently needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. Southwest Loan & Insurance Co in Lafayette seemed to me the most reliable.

Baron Heathcote

I recommend Southwest Loan & Insurance Co to everyone, I am applying for the second time. Everything is great!

Cody Grant

Pay Attention

Further there will be presented the details about not a certain lending company. The information below will explain common information about payday loans and its specific elements.

Payday Loans in Lafayette, New Jersey

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts are from $100-$1,000.

Such financial products as payday loan in Lafayette, New Jersey is taken out easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more loans you pay back off, the more reasonable rates a customer will get.

APR

30% usury cap

How will Southwest Loan & Insurance Co help issue a loan in Lafayette, New Jersey?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to review the application. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to reject the loan. Payday lenders do not consider this factor the only one to take out a loan in Lafayette, New Jersey. They assess many other factors before issuing a cash advance. One of them is solvency. This is a way to improve your credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Lafayette, Louisiana

Gibsland Bank & Trust

1374 Homer Rd, Minden, LA 71055, USA

+1 (318) 371-9910

www.gbt.bank

First Guaranty Bank ATM

500 N Cary Ave, Jennings, LA 70546, USA

+1 (888) 375-3093

www.fgb.net

Hancock Whitney Bank

400 W Oak St, Amite City, LA 70422, USA

+1 (800) 448-8812

www.hancockwhitney.com

Check Exchange LLC

1108 Stumpf Blvd, Gretna, LA 70053, USA

Mr Cash

1315 Farmerville Hwy, Ruston, LA 71270, USA

+1 (318) 255-0595

Home Bank Mortgage Office

16969 Jefferson Hwy, Baton Rouge, LA 70809, USA

+1 (225) 761-2527

www.home24bank.com

Deep South Financial Services

Vermilion Parish Courthouse, 110 S State St, Abbeville, LA 70510, USA

+1 (337) 898-2346

Pelican State Credit Union

3005 Lake St, Lake Charles, LA 70601, USA

www.pelicanstatecu.com

ATM (Regions Bank)

28526 LA-23, Port Sulphur, LA 70083, USA

+1 (800) 734-4667

www.regions.com

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