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3 2 reviews
Loan agency in Lake Charles, Louisiana

3027 Gerstner Memorial Dr, Lake Charles, LA 70601, USA
+1 (337) 721-7007
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

Feedback about E Z Checkloans Inc?

Here you grapple with the feedback of our customers.

Not easy to work with and they bought out my home mortgage from another company.

Wade Keeling

I emailed, faxed and over nightes paper work they claimed they never got.

Veronica Boyer

Customer service or ran by tool boxes off the street.

Mrs. Alessandra Rogahn

A very friendly staff made this experience very easy and quick for us!!!

Julie Kozey

Don't give these people your information.

Maximilian Pollich

They were super helpful, extremely knowledgeable.

Dr. Urban Borer PhD

She is our go to loan officer for referral of family and for our personal needs.

Mr. Malachi Deckow

Paperwork was never ready as promised.

Prof. Dorothea Dach PhD

Great customer service!

Dr. Salvador White I

Kudos to Iberia Bank for it's excellent Small Business banking offerings.

Dr. Norwood Cremin

Great customer service

Mr. Billy Doyle PhD

Family welcoming setting, patient & kind.

Pansy Smith

Seriously save your money and go any ware else.

Johann Lesch

He is very thorough and knowledgeable in his field.

Myron Hettinger

This is my 3rd year with them.

Laury Stroman

Pay Attention

Payday lenders are described in the first three points. Below info offers shared information about payday loans.

Payday Loans in Lake Charles, Louisiana

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Problem-free financial products are considered as payday loans in Lake Charles, la. They are taken out at individual interest rates. They depend on customer's data. It is also important to pay off as much payday loans as possible.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will E Z Checkloans Inc help issue a loan in Lake Charles, Louisiana?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed funds will be deposited to account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be considered within minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Lake Charles, Louisiana. The lending company will assess many points to qualify such as financial capabilities. Cash advance will be a source to improve your bad credit rating into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Lake Charles, Louisiana

ATM (Regions Bank)

365 W Pine St, Ponchatoula, LA 70454, USA

www.regions.com

Advance America

11445 Coursey Blvd Unit R, Baton Rouge, LA 70816, USA

+1 (225) 296-5080

www.advanceamerica.net

Gulfco Credit Corporation

714 Main St, Franklin, LA 70538, USA

+1 (337) 828-7707

1st Franklin Financial

3103 Cypress St Suite 7, West Monroe, LA 71291, USA

+1 (318) 361-5701

locations.1ffc.com

State Finance

8350 Florida Blvd Unit C2, Baton Rouge, LA 70806, USA

+1 (225) 330-7390

wallacefinance.com

BancorpSouth Bank

1220 N 18th St, Monroe, LA 71201, USA

+1 (318) 388-3990

www.bancorpsouth.com

Cinco Financial Services Inc

121 N State St, Abbeville, LA 70510, USA

+1 (337) 893-7007

Walmart Money Center

34025 LA-16, Denham Springs, LA 70706, USA

+1 (225) 271-2307

www.walmart.com

BancorpSouth Bank

107 Glenda St, Rayville, LA 71269, USA

+1 (318) 728-4424

www.bancorpsouth.com

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