Welcome to Our Online Loan Referral Service

Loan agency in Lake Charles, Louisiana

1015 Pithon St, Lake Charles, LA 70601, USA
+1 (337) 721-3650

Feedback about Finance Division-Paving?

Here you read the feedback of our clients.

Thanks to Finance Division-Paving for helping out when money is emergenctly needed. I have been applying to this company for more than a year and everything is always honest, without hidden charges.

Orlando Harris

Good service with a favorable percentage. Money transferred immediately, I always use Finance Division-Paving.

Seamus Stamm

The money are deposited to my card. I cover obligations through my personal account. The payment is efficient and fast. Pay on time and there will be no problems.

Mr. Darrion Ryan Jr.

I addressed Finance Division-Paving. Everything was done quickly. Only pleasant impressions remained!

Amber Price

Pay Attention

The first three points specify the certain lending company. In other turn, below-specified info makes people grapple with general information about payday loans.

Payday Loans in Lake Charles, Louisiana

Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

It is easy and fast to issue payday loans in Lake Charles, Louisiana. The rates are accured on an individual basis: if a customer repays as much loans as possible, she will be provided one of the most favorable terms and rates.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Finance Division-Paving help issue a payday loan in Lake Charles, Louisiana?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed money will be transfered to bank account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be processed within minutes. The funds are credited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Lake Charles, Louisiana. They assess many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should define its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Lake Charles, Louisiana

Union Credit Electronic Tax

205 N State St, Abbeville, LA 70510, USA

+1 (337) 893-3932

Union Pay Day Loans Inc

406 E Water St, Farmerville, LA 71241, USA

+1 (318) 368-1900

The Evangeline Bank and Trust Company

930 S Union St, Opelousas, LA 70570, USA

+1 (337) 948-1720

therealbank.com

Signature Loan Service

400 Louisville Ave, Monroe, LA 71201, USA

cashcashcash.org

Hancock Whitney Bank

54025 LA-1062, Loranger, LA 70446, USA

+1 (800) 448-8812

www.hancockwhitney.com

Financial Institutions Office

101 Parkwest Dr # 2, West Monroe, LA 71291, USA

+1 (318) 362-5291

www.ofi.state.la.us

Red River Federal Credit Union

2230 Jewella Ave, Shreveport, LA 71109, USA

+1 (903) 735-3000

www.rrfcu.com

Hancock Whitney Bank

1001 Marchand Dr, Donaldsonville, LA 70346, USA

+1 (800) 448-8812

www.hancockwhitney.com

Tower Loan

618 St Mary St D, Thibodaux, LA 70301, USA

+1 (985) 387-7958

www.towerloan.com

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