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Loan agency in Lake Charles, Louisiana

3022 Ryan St, Lake Charles, LA 70601, USA
+1 (337) 494-1045
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Feedback about Lake City Finance Inc?

Here you grapple with the feedback of our customers.

Money was urgently required. I left an online application in Lake City Finance Inc. I sent all the necessary photos of documents, talked to the managers by phone. The requested loan was approved. Within an hour, the money was deposited to my card.

Adam Hane

It was significant to enhance the credit history, because there is practically no chance of getting a cash advance at a good interest rate. As a result, I contacted Lake City Finance Inc. The score improved after several loans paid off.

Frances Zieme

want to express my deep gratitude to Lake City Finance Inc for believing my case. I had some issues with a credit history, but this company helped me out and issued a loan.

Prof. Holly Graham DVM

Thanks to the staff for the reliable service. They helped out in difficult times. For application you only need an ID.

Moshe Kautzer

I apply very often. I am satisfied with the terms. There is online 24/7 service.

Jeanne Wuckert IV

Pay Attention

Above-shown info provides the details about a definite lending company. Below-defined info is oriented on shared information about payday loans.

Payday Loans in Lake Charles, Louisiana

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts are from $100-$1,000.

Such financial products as payday loan in Lake Charles, Louisiana is taken out easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more favorable rates a borrower will get.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Lake City Finance Inc help issue a loan in Lake Charles, Louisiana?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to consider the application. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Lake Charles, Louisiana. The lending company will assess many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Lake Charles, Louisiana

Approved Cash

14418 Plank Rd suite e, Baker, LA 70714, USA

Finance Service-Morgan City

1004 7th St, Morgan City, LA 70380, USA

+1 (985) 384-5410

Cash 2 U

125 N Alexander Ave, Port Allen, LA 70767, USA

+1 (225) 343-4600

www.cash2ula.com

Harbor Loans of Lafayette

104 Youngsville Hwy, Lafayette, LA 70508, USA

+1 (337) 837-2503

Finance Service of Thibodaux, Inc.

104 E Bayou Rd, Thibodaux, LA 70301, USA

+1 (985) 446-3088

Hancock Whitney Bank

300 Austin St, Bogalusa, LA 70427, USA

+1 (800) 448-8812

www.hancockwhitney.com

Hancock Whitney Bank

329 W Pont Des Mouton Rd, Lafayette, LA 70507, USA

+1 (800) 448-8812

www.hancockwhitney.com

MoneyGram

3407 Lapalco Boulevard #D-2, Harvey, LA 70058, USA

+1 (504) 341-5955

locations.moneygram.com

Check Into Cash

2220 W Thomas St, Hammond, LA 70401, USA

+1 (985) 542-8550

local.checkintocash.com

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