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Above there are details about a certain lending company. Below every reader may get acquainted with the common features of payday loans.
Payday Loans in Lake Charles, Louisiana
A short-term loan is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts are from $100-$1,000.
Such financial products as payday loan in Lake Charles, Louisiana is issued simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more loans you pay back off, the more reasonable rates you will get.
APR
391%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
How will Lake Charles Finance & Mtg help take out a loan in Lake Charles, Louisiana?
- Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be deposited to your card.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online form with person-related data. It will take some minutes to process the form. The funds are deposited in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill out in the application? - General Info
To leave an application, every client should enter the following data:
Then submit an application to get an offer from one of the lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history if one of causes to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Lake Charles, Louisiana. They estmate many other factors before issuing a loan. One of them is solvency. This is a way to improve your credit history.
The following general points will be estimated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to find out the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will specify the cost of the payday loan.
APR Calculator
Other Payday Lenders in Lake Charles, Louisiana
Advantage Financial Services - Slidell
630 Robert Blvd, Slidell, LA 70458, USA
+1 (985) 641-4533
www.advantagefinancialonline.net
Bon Terre Credit
303 Bayou Gardens Blvd #1434, Houma, LA 70364, USA
+1 (985) 580-0023
www.bonterrecredit.com
Cottonport Bank
153 Cottonport Ave, Cottonport, LA 71327, USA
+1 (318) 876-3341
www.cottonportbank.com
American Cash Advance
402 N Canal Blvd Ste B, Thibodaux, LA 70301, USA
+1 (985) 447-4401
www.americancashadvance.net
Louisiana Federal Credit Union Training Center
406 E Airline Hwy, Laplace, LA 70068, USA
+1 (985) 652-4990
www.louisianafcu.org
Louisiana Federal Credit Union
805 Robin St, Laplace, LA 70068, USA
+1 (985) 652-4990
www.louisianafcu.org
