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5 reviews
Loan agency in Lake Charles, Louisiana

313 Alamo St, Lake Charles, LA 70601, USA
+1 (337) 310-2274
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Feedback about Lake Charles Finance & Mtg?

Here you read the reviews of our customers.

Best service from a bank that gives great service.

Catharine Hirthe

They’re personable and they know my face.

Estrella Hand

Pay Attention

Above there are details about a certain lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Lake Charles, Louisiana

A short-term loan is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts are from $100-$1,000.

Such financial products as payday loan in Lake Charles, Louisiana is issued simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more loans you pay back off, the more reasonable rates you will get.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Lake Charles Finance & Mtg help take out a loan in Lake Charles, Louisiana?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to process the form. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Lake Charles, Louisiana. They estmate many other factors before issuing a loan. One of them is solvency. This is a way to improve your credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in Lake Charles, Louisiana

Smart Money Financial Center

4490 Moss St, Lafayette, LA 70507, USA

+1 (337) 235-6226

smartmoneycenter.com

First Federal Bank of Louisiana

519 N Pine St, DeRidder, LA 70634, USA

+1 (337) 462-2425

www.ffbla.bank

Security Finance

1701 Old Minden Rd Suite 30, Bossier City, LA 71111, USA

+1 (318) 746-8885

www.securityfinance.com

ACE Cash Express

1702 LA-14, Lake Charles, LA 70601, USA

+1 (337) 436-3323

www.acecashexpress.com

Regions Bank

201 1st St NE, Springhill, LA 71075, USA

+1 (318) 539-4599

www.regions.com

Advance America

2210 EE Wallace Boulevard North, Ferriday, LA 71334, USA

+1 (318) 757-2335

www.advanceamerica.net

Acadia Finance Systems Inc

700 St Mary St, Thibodaux, LA 70301, USA

+1 (985) 447-1601

Mayday Loans

405 Louisville Ave, Monroe, LA 71201, USA

+1 (318) 855-5857

First Federal Bank of Louisiana

3305 Highway 28 East, Pineville, LA 71360, USA

+1 (318) 443-7400

www.ffbla.bank

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