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Friendly and understanding staff.
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Further there will be shown the details about not a exact lending company. The information below will tell about common information about payday loans and its specific elements.
Payday Loans in Lake Charles, Louisiana
According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.
This financial product in Lake Charles, Louisiana is issued easily and fast. The interest percentage is defined respecting the category of the borrower: the more loans are successfully repaid, the more favorable terms will be ensured to you.
APR
391%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
How will United Credit of Lake Charles help issue a loan in Lake Charles, Louisiana?
- Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online form with customer data. It will take some minutes to review the form. The funds are deposited in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill in in the application? - General Info
To submit an application, every customer should fill out the following data:
Then you have to submit an application and get a decision.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to take out a loan in Lake Charles, Louisiana. They rate many other factors before taking out a loan. One of them is solvency. This is a way to improve your credit score.
The following general points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a payday loan, you should define its real cost. This calculator will show the APR of the loan.
APR Calculator
Other Payday Lenders in Lake Charles, Louisiana
Republic Finance
1412 Farmerville Hwy Ste 5, Ruston, LA 71270, USA
+1 (318) 254-8833
locations.republicfinance.com
S.A.M. Check Cashing Machine
109 S Eastern Ave, Crowley, LA 70526, USA
+1 (337) 783-6050
www.samcodirect.com
Louisiana Federal Credit Union
350 Belle Terre Blvd, Laplace, LA 70068, USA
+1 (985) 652-4990
www.louisianafcu.org
First South Farm Credit
811 Jackson St, Winnsboro, LA 71295, USA
+1 (318) 435-5089
firstsouthland.com
