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Loan agency in Lake Charles, Louisiana

3617 Ryan St, Lake Charles, LA 70605, USA
+1 (337) 477-0061
Thursday
8:30AM–5PM
Friday
8:30AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM

Feedback about United Credit of Lake Charles?

Here you see the reviews of our clients.

Friendly and understanding staff.

Payton Herzog

So I became homeless and I informed everyone of the situation.

Miss Destini Towne

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Further there will be shown the details about not a exact lending company. The information below will tell about common information about payday loans and its specific elements.

Payday Loans in Lake Charles, Louisiana

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

This financial product in Lake Charles, Louisiana is issued easily and fast. The interest percentage is defined respecting the category of the borrower: the more loans are successfully repaid, the more favorable terms will be ensured to you.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will United Credit of Lake Charles help issue a loan in Lake Charles, Louisiana?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the form. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to take out a loan in Lake Charles, Louisiana. They rate many other factors before taking out a loan. One of them is solvency. This is a way to improve your credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should define its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Lake Charles, Louisiana

First South Farm Credit

5059 I 49 Rd S, Opelousas, LA 70570, USA

+1 (337) 948-3003

www.firstsouthfarmcredit.com

Cash Cow

3233 Williams Blvd, Kenner, LA 70065, USA

+1 (504) 464-9749

cashcowlouisiana.com

Baton Rouge Telco Federal Credit Union

1115 W University Ave, Hammond, LA 70401, USA

+1 (985) 542-8086

www.brtelco.org

Ascension Pawn Shop

415 S Burnside Ave, Gonzales, LA 70737, USA

+1 (225) 647-7410

ascensionpawn.com

Fidelity Bank

1901 Gause Blvd, Slidell, LA 70461, USA

+1 (985) 726-9009

locations.bankwithfidelity.com

First Guaranty Bank ATM

17199 Spring Ranch Rd, Livingston, LA 70754, USA

+1 (888) 375-3093

www.fgb.net

JD Bank

407 W Division St, Jennings, LA 70546, USA

+1 (337) 824-3684

www.jdbank.com

Regions Bank

317 N Lewis St, New Iberia, LA 70563, USA

+1 (337) 608-7690

www.regions.com

Business First Bank

1821 Louisiana 30 W, Gonzales, LA 70737, USA

+1 (225) 647-4921

www.b1bank.com

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