Feedback about First Heritage Credit Lake?
Here you read the feedback of our clients.
I often issue a payday loan to a card in First Heritage Credit Lake. It is very convenient. If you give it back quickly, the percentage is reasonable. Employees politely and intelligibly explain all the nuances.
Alexandrine Wunsch
Good service with a reasonable percentage. Money transferred immediately, I always use First Heritage Credit Lake.
Jerrold Bashirian
I submit an application quite often. I am pleased with the terms. There is online 24/7 service.
Emily Tremblay DVM
Pay Attention
The first three points show the certain lending company. In other turn, below-specified info makes users grapple with common information about payday loans.
Payday Loans in Lake Charles, Louisiana
Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.
It is simple and quick to issue loans in Lake Charles, Louisiana. The rates are set on an individual basis: if a client repays as much payday loans as possible, he will be offered one of the most efficinet terms and rates.
APR
391%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
How will First Heritage Credit Lake help take out a payday loan in Lake Charles, Louisiana?
- 24/7 service. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The payday loan will be sent to a account, so a personal visit to the office is not required.
- No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
- High approval rate. When it comes to small amounts, a positive decision comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.
What data to fill out in the application? - General Info
To submit an application, every customer should fill out the following data:
Then a customer should submit an application to get a proposal from one of payday lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the reason of denial for a loan is a bad credit history. This factor is estimated by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Lake Charles, la will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit rating.
The following general points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is meant for calculating the annual percentage rate. This is a definite cost of the payday loan.
APR Calculator
Other Payday Lenders in Lake Charles, Louisiana
ANECA Federal Credit Union
2650 Benton Rd, Bossier City, LA 71111, USA
+1 (318) 698-6000
www.aneca.org
First Heritage Credit
8939 Jewella Ave # 100, Shreveport, LA 71118, USA
+1 (318) 635-2500
www.1stheritagecredit.com
OneMain Financial
2428 W Thomas St, Hammond, LA 70401, USA
+1 (985) 542-7250
www.onemainfinancial.com
