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5 2 reviews

1901 Country Club Rd, Lake Charles, LA 70605, USA
+1 (800) 448-8812
www.hancockwhitney.com
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

2011-03-24

Mailing Address

2510 14TH ST, GULFPORT, MS, 39501-1948, United States

Company Name

Hancock Bank

Hancock Bank

Contact Data

[email protected]

+1.2288684000

What people think about Hancock Whitney Bank?

Below you read some of the testimonials of our customers.

Many thanks to Hancock Whitney Bank. I recently had some difficulties with repaying my auto loan and they approved me for a payday loan. Best lender! Managed to deal with my issues and signed with relief.

Dr. Marty Stokes IV

Hancock Whitney Bank seems honest. Applied twice. The first cash advance approved was small – $500, but next time the limit was increased to $1000. Closed the loan on due date. The managers were friendly, they gave clear answers to all my questions. No delays. But their rates are average.

Mrs. Hillary Weissnat

I was embarrassed to borrow from my family so I decided to apply for a cash advance via Hancock Whitney Bank. Found them online and the user reviews were great I have already applied twice and every time I was approved very quickly. Very nice.

Imani Schoen

Pay Attention

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Lake Charles, Louisiana

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

It is hassle-free and fast to get accepted for payday loans in Lake Charles, Louisiana. The APR will be set specifically for each case and will depend on the personal data the consumer filled in.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to applicants with a bad credit history. Payday loan approvals depend very much on other aspects. Payday companies will look at your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get approved for a cash advance, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the real cost of your payday loan. It only takes 30 seconds to become informative even before applying.

APR Calculator

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