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4.9 65 reviews
Loan agency in Lake Charles, Louisiana

2831 Gerstner Memorial Dr, Lake Charles, LA 70601, USA
20 years in business
+1 (337) 477-6085

Domain Info

Created Date


Mailing Address

South Carolina, United States

Company Name



Contact Data

Feedback about Advance America?

Here you grapple with the feedback of our clients.

I appreciate Ms Shelly so much. She really helped me today with my payday loan.

Jacques Kirlin

Miss Shelly and her staff are always super friendly.

Alta Schuster

Great Experience , Great Customer Service Thanks Alexis

Prof. Rubie Kreiger

Miss Shelly and her staff are always super friendly.

Elmira Roob

Great Experience , Great Customer Service Thanks Alexis

Damian O'Conner

Very Fast And Friendly Service I Will Be Returning .

Scarlett Brekke

Pay Attention

Lending companies are provided in the first three points. Below info defines common information about payday loans.

Payday Loans in Lake Charles, Louisiana

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.

Such financial products as payday loan in Lake Charles, Louisiana is taken out easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more loans you pay back off, the more favorable rates a customer will recieve.



Max Loan


Min Term

Not Specified

Max Term

30 days

How will Advance America help issue a payday loan in Lake Charles, Louisiana?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the application. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

Bad credit history if one of reasons to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Lake Charles, Louisiana. They rate many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to enhance your credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Lake Charles, Louisiana

World Finance

612 S Burnside Ave Ste C, Gonzales, LA 70737, USA

+1 (225) 754-4357


Walmart Money Center

4858 LA-1, Raceland, LA 70394, USA


Cross Keys Bank

167 Keystone Rd, Monroe, LA 71203, USA

+1 (318) 665-4511


Pearson Finance

601 N 2nd St B, Monroe, LA 71201, USA

+1 (318) 361-9071

Check Masters LLC

3525 Youree Dr, Shreveport, LA 71105, USA

+1 (318) 861-3810

Advantage Financial Services - Monroe

3201 Louisville Ave #8, Monroe, LA 71201, USA

+1 (318) 654-6691


Barksdale Federal Credit Union

2701 Village Ln, Bossier City, LA 71112, USA

+1 (800) 647-2328


Arbor Lending Group

5001 U.S. Hwy 190, Covington, LA 70433, USA

+1 (985) 867-8334


Hancock Whitney Bank

331 Iberia St, Youngsville, LA 70592, USA

+1 (800) 448-8812