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4.9 65 reviews
Loan agency in Lake Charles, Louisiana

2831 Gerstner Memorial Dr, Lake Charles, LA 70601, USA
20 years in business
+1 (337) 477-6085
www.advanceamerica.net
Friday
9AM–7PM
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you grapple with the feedback of our clients.

I appreciate Ms Shelly so much. She really helped me today with my payday loan.

Jacques Kirlin

Miss Shelly and her staff are always super friendly.

Alta Schuster

Great Experience , Great Customer Service Thanks Alexis

Prof. Rubie Kreiger

Miss Shelly and her staff are always super friendly.

Elmira Roob

Great Experience , Great Customer Service Thanks Alexis

Damian O'Conner

Very Fast And Friendly Service I Will Be Returning .

Scarlett Brekke

Pay Attention

Lending companies are provided in the first three points. Below info defines common information about payday loans.

Payday Loans in Lake Charles, Louisiana

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.

Such financial products as payday loan in Lake Charles, Louisiana is taken out easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more loans you pay back off, the more favorable rates a customer will recieve.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Advance America help issue a payday loan in Lake Charles, Louisiana?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the application. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Lake Charles, Louisiana. They rate many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to enhance your credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Lake Charles, Louisiana

Mission Financial Services Group Corporation

1406 Loree St, Vinton, LA 70668, USA

+1 (337) 324-7111

missionfinancialservices.net

Greater New Orleans Federal Credit Union

2812 Canal St, New Orleans, LA 70119, USA

+1 (504) 454-8224

www.gnofcu.com

American Bank & Trust Co

1306 Camellia Blvd, Lafayette, LA 70508, USA

+1 (337) 988-3374

www.americanbankandtrust.net

Quick Bad Credit Loans

1510 Center St, New Iberia, LA 70560, USA

+1 (337) 636-6326

quickbcloans.com

Advance America

6730 Pines Rd # 202, Shreveport, LA 71129, USA

+1 (318) 671-8686

www.advanceamerica.net

Hancock Whitney Bank

6311 W Park Ave, Houma, LA 70364, USA

+1 (800) 448-8812

www.hancockwhitney.com

ATM (Regions Bank)

3201 Monroe Hwy, Pineville, LA 71360, USA

+1 (800) 734-4667

www.regions.com

Regions Bank

100 N Horner St, Oak Grove, LA 71263, USA

+1 (318) 490-4430

www.regions.com

Republic Finance

3501 Severn Ave #14B, Metairie, LA 70002, USA

+1 (504) 889-7656

locations.republicfinance.com

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