Welcome to Our Online Loan Referral Service

3.3 12 reviews

1170 Sam Houston Jones Pkwy, Lake Charles, LA 70611, USA
+1 (337) 477-2000
www.csefcu.org
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
9AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about CSE Federal Credit Union?

Here you grapple with the feedback of our clients.

I had an unpleasant situation in my life. I emergenctly needed extra funds. This company helped me very much. They approved the required loan amount. I solved all my problems. I recommend the company to all my friends.

Trystan Gislason

I issued a payday loan when I had problems with money. There was no other way out. I found this website on the Internet, among others. Has applied several services. One denied, the other offered too high a rate, but here it was approved as I wanted.

Jarvis Swift

It so happened that it had to go to another town, but the paycheck had not yet arrived. A friend recommended me to contact CSE Federal Credit Union. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Anastasia Bergstrom

Thanks to CSE Federal Credit Union for helping out when money is urgently required. I have been applying to this service for amost a year and everything is always honest, without hidden commissions.

Shaun Hickle

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been returned on schedule, it can be either extended or paid off ahead of schedule.

Jasper Ankunding

Pay Attention

Further there will be given the details about not a exact lending company. The information below will define general information about payday loans and its specific features.

Payday Loans in Lake Charles, Louisiana

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

It is simple and fast to issue loans in Lake Charles, Louisiana. The rates are set on an individual basis: if a customer repays as much loans as possible, she will be provided one of the most favorable terms and rates.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will CSE Federal Credit Union help take out a loan in Lake Charles, Louisiana?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are taken out day and night. The deposit will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Lake Charles, la will estimate other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

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Hancock Whitney Bank

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Red River Bank

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Advance America

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