Welcome to Our Online Loan Referral Service

4.7 3 reviews

2726 Gerstner Memorial Dr, Lake Charles, LA 70601, USA
+1 (337) 477-2070
www.jdbank.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

1997-04-05

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about JD Bank?

Here you grapple with the feedback of our clients.

Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been paid off on schedule, it can be either extended or paid off ahead of schedule.

Alize Mitchell Jr.

Thanks to JD Bank for helping when money is emergenctly needed. I have been applying to this service for over a year and everything is always honest, without hidden charges.

Jamir Jenkins

Thanks to the team of JD Bank. Fast solution of the arisen issues, quick decision on the loan. I definitely recommend this company.

Gladys Hegmann

I submit an application very often. I am pleased with the terms. There is online round the clock service.

Lily Borer

Pay Attention

Further there will be shown the details about not a exact lender. The information below will tell about shared information about payday loans and its specific aspects.

Payday Loans in Lake Charles, Louisiana

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

Payday loans in Lake Charles, Louisiana are taken out easily. The interest percentage is conditional on the customer's person-related information: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies offer.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will JD Bank help issue a payday loan in Lake Charles, Louisiana?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are taken out day and night. The loan will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is considered by financial institutions. Payday lenders in Lake Charles, la review this circumstance not a hindrence to take out a loan. The borrower of a loan should be ready to objectively estimate financial abilities, take out a loan, pay back the debt on time and not only handle current issues, but improve the credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the loan, you are welcome to utilize the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Lake Charles, Louisiana

Crown Loan

2932 General De Gaulle Dr, New Orleans, LA 70114, USA

+1 (504) 367-3367

www.flexiblefinanceloans.com

Kwik Cash Finance

601 N 2nd St A, Monroe, LA 71201, USA

+1 (318) 322-3988

Cash Tree

4100 Barksdale Blvd #109, Bossier City, LA 71112, USA

+1 (318) 741-0600

Community Bank of Louisiana

1067 US-171, Stonewall, LA 71078, USA

+1 (318) 925-1702

communitybankofla.bank

ACE Cash Express

5920 Veterans Mem. Blvd, Ste 102, Metairie, LA 70003, USA

+1 (504) 457-0223

www.acecashexpress.com

Louisiana Federal Credit Union

38307 E Hwy 30, Gonzales, LA 70737, USA

+1 (985) 652-4990

www.louisianafcu.org

World Acceptance

104 N Main St, Springhill, LA 71075, USA

+1 (318) 539-2231

Pearl Loans of Donaldsonville

308 Marchand Dr, Donaldsonville, LA 70346, USA

+1 (225) 474-8762

Serio Financial Services

7607 Fern Ave #703, Shreveport, LA 71105, USA

+1 (318) 221-0889

seriofinancialservices.com

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