Welcome to Our Online Loan Referral Service

5 reviews

728 Ryan St, Lake Charles, LA 70601, USA
+1 (337) 721-2700
www.b1bank.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:07PM

Domain Info

Created Date

2005-08-01

Mailing Address

500 Laurel St, BATON ROUGE, LA, 70801-1811, United States

Company Name

Business First Bank

Business First Bank

Contact Data

[email protected]

+1.2252487600

Feedback about Business First Bank?

Here you read the feedback of our customers.

Only an ID is needed to submit an application. Was on a business trip and needed cash, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Arden Jones

I contacted Business First Bank. Everything was done fast. Only pleasant impressions remained!

Deven Lueilwitz

It was significant to enhance the credit rating, because there is practically no chance of getting a cash advance at a reasonable interest rate. As a result, I contacted Business First Bank. The history improved after several loans paid back.

Gerson Bauch DVM

Pay Attention

Above there are details about a certain lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Lake Charles, Louisiana

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Hassle-free financial products are considered as payday loans in Lake Charles, la. They are taken out at individually-set interest rates. They are dependent on personal data. It is also important to pay back as much payday loans as possible.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Business First Bank help take out a loan in Lake Charles, Louisiana?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are issued day and night. The transfer will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to reject the loan. Lenders do not consider this factor the only one to issue a loan in Lake Charles, Louisiana. They estmate many other factors before issuing a loan. One of them is solvency. This is a way to improve your credit history.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the payday loan. It takes seconds to see the result.

APR Calculator

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