Welcome to Our Online Loan Referral Service


1425 W Prien Lake Rd, Lake Charles, LA 70601, USA
+1 (337) 478-2955
www.1stheritagecredit.com

Domain Info

Created Date

2006-02-28

Mailing Address

DomainsByProxy.com 14455 N. Hayden Road, Scottsdale, Arizona, 85260, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about First Heritage Credit Lake Charles LA?

Here you get acquainted with the reviews of our customers.

I contacted First Heritage Credit Lake Charles LA. Everything was done quickly. Only pleasant impressions remained!

Thurman Crist

I'm not ashamed to borrow money from First Heritage Credit Lake Charles LA, now the whole world lives like this. I have already used loans many times, everything is convenient.

Rico Leffler

I took the first loan, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to renew the payment and return the loan in parts. Immediately after repaying the old one, you can take out a new one, the offered amount increases every time.

Dr. Delphine Runolfsson PhD

Thanks to the staff for the competent service. They assisted in difficult times. For application you only need an ID.

Mrs. Imelda Krajcik DVM

Pay Attention

Above there are details about a definite lending company. Below every reader may grapple with the common features of payday loans.

Payday Loans in Lake Charles, Louisiana

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Problem-free financial products are known as payday loans in Lake Charles, la. They are issued at individual interest rates. They are dependent on customer's data. It is also significant to repay as much payday loans as possible.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will First Heritage Credit Lake Charles LA help issue a payday loan in Lake Charles, Louisiana?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to process the application. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% deny the request when lenders in Lake Charles, la will estimate other aspects like solvency and approve a cash advance. This is a way to improve your credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to apply the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in Lake Charles, Louisiana

All-State Credit Plan, LLC

2308 Ambassador Caffery Pkwy #2, Lafayette, LA 70506, USA

+1 (337) 216-0010

www.all-statecredit.com

Gulf Coast Bank

3911 Ambassador Caffery Pkwy, Lafayette, LA 70503, USA

+1 (337) 988-0471

www.gcbank.com

Cash 2 U

401 Lake St, Lake Providence, LA 71254, USA

+1 (318) 559-9216

www.cash2ula.com

Evangeline Bank & Trust

3907 Parliament Dr, Alexandria, LA 71303, USA

+1 (318) 443-3700

www.therealbank.com

OneMain Financial

1752 W Prien Lake Rd, Lake Charles, LA 70601, USA

+1 (337) 477-6414

www.onemainfinancial.com

Security Finance

19295 N 3rd St Suite 3, Covington, LA 70433, USA

+1 (985) 871-7300

www.securityfinance.com

CSE Federal Credit Union

2154 Swisco Rd, Sulphur, LA 70665, USA

+1 (337) 625-5747

www.csefcu.org

Hancock Whitney Bank

912 Grand Caillou Rd, Houma, LA 70363, USA

+1 (800) 448-8812

www.hancockwhitney.com

Mariner Finance

715 E Admiral Doyle Dr Suite C, New Iberia, LA 70560, USA

+1 (337) 367-1955

www.marinerfinance.com

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