Welcome to Our Online Loan Referral Service


519 Kirby St, Lake Charles, LA 70601, USA
+1 (337) 533-1808
www.access.coop
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
9:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM

Domain Info

Created Date

2009-04-03

Mailing Address

LA, United States

Company Name

Access of Louisiana FCU

Access of Louisiana FCU

Contact Data

Feedback about Access of Louisiana Federal Credit Union?

Here you get acquainted with the reviews of our clients.

I often take out a loan to a card in Access of Louisiana Federal Credit Union. It is very convenient. If you give it back quickly, the interest rate is favorable. Employees politely and intelligibly explain all the nuances.

Josue Kunze

It so happened that it had to go to another town, but the salary had not yet arrived. A friend recommended me to use Access of Louisiana Federal Credit Union. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Antonia Balistreri

I'm not ashamed to borrow money from Access of Louisiana Federal Credit Union, now the whole world lives like this. I have already used cash advance many times, everything is convenient.

Mrs. Kayla Zemlak PhD

I suffered a displeasing situation in my life. I emergenctly required extra funds. This company helped out me very much. They approved the required amount. I solved all my problems. I recommend the company to all my friends.

Tyrese Hermiston

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes readers get acquainted general information about payday loans.

Payday Loans in Lake Charles, Louisiana

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

Problem-free financial products are considered as payday loans in Lake Charles, la. They are taken out at individual interest rates. They are dependent on personal data. It is also important to repay as much payday loans as possible.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Access of Louisiana Federal Credit Union help issue a payday loan in Lake Charles, Louisiana?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are issued day and night. The payday loan will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Lake Charles, Louisiana. They assess many other factors before issuing a cash advance. One of them is solvency. This is a way to enhance your credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Lake Charles, Louisiana

Regions Bank

1200 Brashear Ave, Morgan City, LA 70380, USA

+1 (985) 383-9730

www.regions.com

Hancock Whitney Bank

414 Main St, Franklin, LA 70538, USA

+1 (800) 448-8812

www.hancockwhitney.com

Payday Now

550 N Cities Service Hwy # 1, Sulphur, LA 70663, USA

+1 (337) 533-1212

paydayloanservices.org

Home Town Financial Services Inc

3103 S MacArthur Dr, Alexandria, LA 71301, USA

+1 (318) 484-3571

FVV Check Services

148 E Main St # B, New Roads, LA 70760, USA

+1 (225) 638-4466

expressloansofamerica.com

Essential Mortgage

3029 S Sherwood Forest Blvd #200, Baton Rouge, LA 70816, USA

+1 (225) 297-7704

www.essentialmtg.com

Acadiana Acceptance

107 S Lake Arthur Ave, Jennings, LA 70546, USA

+1 (337) 616-8279

Harrison Finance Co

1561B Gause Blvd, Slidell, LA 70458, USA

+1 (985) 781-4201

Tower Loan

Broadmoor Shopping Center, 220, Natchitoches, LA 71457, USA

+1 (318) 352-4107

www.towerloan.com

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