What people think about Community Loans of America?
Below you get acquainted with some of the reviews of our customers.
Disappointed borrower! Was declined for no reason. My credit was good.
Keara Bechtelar
Unhappy!! They approve me for a loan but it’s been 2 days and still no funds in my account! Tired of waiting…. Not sure I will ever receive my funds.
Otha Russel
I was accepted for $800 for a period of 11 days. In the end, I had to pay off twice as much with all the fees charged.
Jewel Stiedemann
Too high interest rate. Had to repay really A LOT. Read the agreement carefully before signing the terms and rates. Had too many problems. Customer support was unsatisfactory too. The lady on the phone was very racist. Not happy. Better consider another loan provider.
Keith Goodwin
Important
Above there is information about a precise loan provider. Below you can read common features of payday loans.
Payday Loans in Monroe, New York
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Online payday loans can be the easiest solution to your sudden financial problems in Monroe , New York because they are easily obtained and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.
APR
25% small loan cap
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit score you may still be able to take out a payday loan. Such loans are designed to help meet the needs of clients with less than perfect credit scores. There are companies who may be happy to offer you a payday loan even if you have a bad credit rating. You will need a stable income to get accepted for a bad credit payday loan.
To get accepted for a cash advance, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.
APR Calculator
Other Payday Lenders in Monroe, Louisiana
OneMain Financial
69152 Hwy 190 Service Rd, Covington, LA 70433, USA
+1 (985) 875-9400
www.onemainfinancial.com
