What people think about Loan By Phone?
Below you find some of the testimonials of our clients.
Thanks!! The money were transferred to my bank account as agreed – the same day. I closed the loan in a timely manner and had no complaints. The process is trouble-free and legit. Be a responsible person and you will have no issues.
Miss Isabell Sipes Jr.
I am a loyal client of Loan By Phone. It is very easy to apply online. The APR was reasonable. Their managers always reply in a timely manner.
Hoyt Weissnat
I always use Loan By Phone when it need a payday loan. The application process is trouble-free. No issues.
Maude Donnelly
Important
Below you can see general information about payday loans and their common characteristics.
Payday Loans in New Orleans, Louisiana
A payday loan is a short-term loan that can help you deal with emergency money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
It is simple and speedy to get accepted for payday loans in New Orleans, Louisiana. The APR will be set specifically for each case and will depend on the personal information the client entered.
APR
391%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a poor credit rating an increased chance to get approved for such loans. A payday loan may be the only financial product available for some people to help them out of fix. If you take out such a loan, it is important that you always borrow within your capabilities and pay off your loan commitments in a timely manner.
To get approved for a loan, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the APR and find out the precise cost of the loan immediately.
APR Calculator
Other Payday Lenders in New Orleans, Louisiana
