Welcome to Our Online Loan Referral Service

3 3 reviews
Loan agency in New Orleans, Louisiana

4901 Chef Menteur Hwy #4, New Orleans, LA 70126, USA
+1 (844) 335-5099
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–3PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM

What people think about Loan By Phone?

Below you find some of the testimonials of our clients.

Thanks!! The money were transferred to my bank account as agreed – the same day. I closed the loan in a timely manner and had no complaints. The process is trouble-free and legit. Be a responsible person and you will have no issues.

Miss Isabell Sipes Jr.

I am a loyal client of Loan By Phone. It is very easy to apply online. The APR was reasonable. Their managers always reply in a timely manner.

Hoyt Weissnat

I always use Loan By Phone when it need a payday loan. The application process is trouble-free. No issues.

Maude Donnelly

Important

Below you can see general information about payday loans and their common characteristics.

Payday Loans in New Orleans, Louisiana

A payday loan is a short-term loan that can help you deal with emergency money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is simple and speedy to get accepted for payday loans in New Orleans, Louisiana. The APR will be set specifically for each case and will depend on the personal information the client entered.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a poor credit rating an increased chance to get approved for such loans. A payday loan may be the only financial product available for some people to help them out of fix. If you take out such a loan, it is important that you always borrow within your capabilities and pay off your loan commitments in a timely manner.

To get approved for a loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the precise cost of the loan immediately.

APR Calculator

Other Payday Lenders in New Orleans, Louisiana

Security Finance

3239 Kirkman St Suite A, Lake Charles, LA 70601, USA

+1 (337) 477-6683

www.securityfinance.com

RightWay Advance

3151 College Dr, Baton Rouge, LA 70808, USA

+1 (866) 356-0158

On the Spot Cash LLC

112 Alamo St, New Roads, LA 70760, USA

+1 (225) 618-0601

Tower Loan

1300 Airline Dr B, Bossier City, LA 71112, USA

+1 (318) 741-7231

www.towerloan.com

The First Bank, A National Banking Association

740 Brownswitch Rd, Slidell, LA 70458, USA

+1 (866) 362-6477

thefirstbank.com

Chase Bank

1440 S Range Ave, Denham Springs, LA 70726, USA

+1 (225) 664-2894

locator.chase.com

Cash America Pawn

8801 W Judge Perez Dr, Chalmette, LA 70043, USA

+1 (504) 279-7296

cash-america-pawn-chalmette.lany.io

Colfax Banking Company

21700 US-167, Dry Prong, LA 71423, USA

+1 (318) 641-9400

colfaxbanking.com

Magee Financial

414 N Columbia St, Bogalusa, LA 70427, USA

+1 (985) 735-8267

www.mageefinancial.com

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