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5 reviews

2600 False River Dr, New Roads, LA 70760, USA
+1 (225) 618-2220
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM

Feedback about State Bank & Trust Company?

Here you get acquainted with the feedback of our clients.

It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.

Guiseppe Metz

The payday loan is deposited easily and quickly. There is a minus - a great interest rate when paying off a loan.

Connor Dickens

It was necessary to improve the credit history, because there is practically no chance of getting a payday loan at a reasonable interest rate. As a result, I addressed State Bank & Trust Company. The history improved after several loans paid off.

Abdullah Bergnaum Jr.

I'm not ashamed to borrow money from State Bank & Trust Company, now the whole world lives like this. I have already used loans many times, everything is convenient.

Monica Turcotte

Pay Attention

Above there are details about a certain lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in New Roads, Louisiana

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

It is simple and quick to take out loans in New Roads, Louisiana. The rates are accured on an individual basis: if a customer repays as much payday loans as possible, she will be offered one of the most favorable terms and rates.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will State Bank & Trust Company help issue a loan in New Roads, Louisiana?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed money will be credited to bank account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be considered in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in New Roads, Louisiana. The lending company will estimate many points to qualify such as payment abilities. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a definite cost of the payday loan.

APR Calculator

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BancorpSouth Bank

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St Landry Bank & Trust Co

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Ameican Cash Advance

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Hometown Advance

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+1 (225) 767-9550

Easy Money EMG

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+1 (337) 991-9688

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Union Financial Services Inc

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+1 (318) 352-0900

Family Choice Financial

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www.familychoicefinancial.com

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