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5 2 reviews
Loan agency in Opelousas, Louisiana

5825 Interstate 49 South Service Rd, Opelousas, LA 70570, USA

What people think about First Heritage Credit Opelousas LA?

Below you see some of the opinions of our clients.

I want to say Many Thanks to the team of First Heritage Credit Opelousas LA. They offer immediate solution to any sudden money problems. Love them for their same day approval. Applied for a payday loan and got accepted although my credit was not perfect. I will 100% use this company if I need money in the future.

Miss Brenna Johnston V

Was invited to a wedding but was empty at that time. A friend recommended me to contact First Heritage Credit Opelousas LA. And I did. This was the right decision! Yes, the interest rate was high but I suppose it’s because I had no credit. In general, The process was very easy.

Yasmin Stanton

Thank you for the fantastic service. Your managers assisted me throughout the application. It’s great that you only need an ID to get approved.

Rowan Batz

Important

Now you can review general aspects of payday loans.

Payday Loans in Opelousas, Louisiana

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Opelousas, Louisiana is are easy to access. The APR is specific for each applicant and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to consumers with a poor credit history. Payday loan approvals depend very much on specific aspects. Payday companies will pay attention to your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.

To get approved for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Opelousas, Louisiana

Tower Loan

6363 Hearne Ave #210, Shreveport, LA 71108, USA

+1 (318) 635-8911

www.towerloan.com

G-Money Payday Loans

931 Westwood Dr # C, Marrero, LA 70072, USA

+1 (504) 347-5644

gmoneyloan.com

World Finance

2309 Veterans Memorial Blvd, Metairie, LA 70002, USA

+1 (504) 218-5070

www.loansbyworld.com

Easy Money EMG

7939 Airline Dr, Metairie, LA 70003, USA

+1 (504) 737-2274

www.easymoneynow.com

OneMain Financial

1723 Creswell Ln b2, Opelousas, LA 70570, USA

+1 (337) 942-5609

www.onemainfinancial.com

Mid City Finance Co

601 N 2nd St STE C, Monroe, LA 71201, USA

+1 (318) 387-0514

Capital One Bank

216 Lake St, Lake Providence, LA 71254, USA

+1 (318) 559-2595

locations.capitalone.com

Sabine State Bank and Trust Company

780 Front St Suite 103, Natchitoches, LA 71457, USA

+1 (318) 352-9401

www.sabinebank.com

This & That Pawn & Resale

208 Ave G, Kentwood, LA 70444, USA

+1 (985) 614-5047

this-that-pawn-resale.business.site

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