Citizens National Bank Payday Loans Review

3 2 reviews

Organization owner?

102 N Forest St, Plain Dealing, LA 71064, USA

+1 (318) 326-5544

www.citizensnb.com

Wednesday

9AM–4PM

Thursday

9AM–4PM

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Domain Info

Created Date

1996-06-21

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Citizens National Bank?

Here you grapple with the reviews of our customers.

Thanks to Citizens National Bank for assisting when money is urgently needed. I have been applying to this service for amost one year and everything is always honest, without hidden fees.

Stella Homenick

Not the first time I use Citizens National Bank. The service is reliable. They immediately inform how much you should pay off. No cheating. You can always renew the loan. It assists a lot when funds is urgently needed.

Olen Runte

Pay Attention

Lenders are provided in the first three points. Below info shows shared information about payday loans.

Payday Loans in Plain Dealing, Louisiana

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is approved: $100-$1,000.

Such financial products as payday loan in Plain Dealing, Louisiana is taken out easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more cash advance you pay back off, the more favorable rates you will get.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Citizens National Bank help take out a payday loan in Plain Dealing, Louisiana?

24/7 service. Such Internet services allow you to credit funds at any time. Funds are taken out around the clock. The transfer will be sent to a bank account, so a personal visit to the store is not necessary.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A adverse factor processed by financial institutions is called as bad credit history. But this drawback is not reviewed as the only one by payday lenders to issue a loan. The lending company process many aspects such as financial solvency to approve the request. Cash advance in Plain Dealing, Louisiana may help level up your credit history.

The following general points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a real cost of the loan.

APR Calculator

Other Payday Lenders in Plain Dealing, Louisiana

Chapman Financial Services

216 Lobdell Ave, Baton Rouge, LA 70806, USA

+1 (225) 924-0881

Tower Loan

1260 Texas Ave, Alexandria, LA 71301, USA

+1 (318) 445-9336

www.towerloan.com

Keesler Federal Credit Union Beau Chene Branch

4250 LA-22 C, Mandeville, LA 70471, USA

+1 (228) 385-5500

www.kfcu.org