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Loan agency in Ponchatoula, Louisiana

590 W Pine St, Ponchatoula, LA 70454, USA
+1 (985) 386-6601
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM

What people think about Citizens Finance Co?

Below you read some of the reviews of our customers.

Was invited to a gender party but was broke at that time. A friend recommended me to use Citizens Finance Co. And I did. This was the best decision! Yes, the interest rate was high but I suppose it’s because I had bad credit. In general, The process was simple.

Adrain Tillman Sr.

I was embarrassed to borrow from my brother so I decided to apply for a payday loan via Citizens Finance Co. Found them on the net and the user reviews were great I have already applied 5 times and every time I was accepted same day. Very satisfied.

Sigrid Welch

The process was trouble-free, speedy. No paperwork needed. Thank you a lot. Love their online customer support. No problems. Would apply again.

Mrs. Jeanie Stehr

I was embarrassed to borrow from my collegues so I decided to apply for a small loan via Citizens Finance Co. Found them on the net and the user reviews were great I have already applied twice and every time I was eligible very quickly. Very nice.

Stewart Kilback

I was embarrassed to borrow from my collegues so I decided to apply for a small loan via Citizens Finance Co. Found them online and the user reviews were good I have already applied 3 times and every time I was accepted within 15 minutes. Very convenient.

Dr. Leo Dibbert

Last week I urgently needed $500 to pay for a wedding. I filled out an application form via the website of Citizens Finance Co. I entered the basic personal data. No phone calls. The desired loan was approved within 20 minutes. The money was sent to my bank account the same day. Fantastic lender!

Philip Mann DDS

Important

The above-given information provides the details about a definite lending service. The information below is about common information about payday loans.

Payday Loans in Ponchatoula, Louisiana

Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.

It is hassle-free and speedy to get accepted for payday loans in Ponchatoula, Louisiana. The APR will be set specifically for each case and will depend on the personal information the client provided.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a bad credit score an increased chance to get approved for payday loans. A payday loan may be the only financial product available for some individuals to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your needs and pay back your loan commitments punctually.

To get accepted for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Ponchatoula, Louisiana

Century Financial Services

402 Ave G, Kentwood, LA 70444, USA

+1 (985) 229-5777

centuryfinancialloans.com

Wesla Federal Credit Union

8650 Fern Ave, Shreveport, LA 71105, USA

+1 (318) 687-8700

Citizens National Bank

401 W McKinley Ave, Haughton, LA 71037, USA

+1 (318) 949-0422

www.citizensnb.com

OneMain Financial

2428 W Thomas St, Hammond, LA 70401, USA

+1 (985) 542-7250

www.onemainfinancial.com

Zellco Federal Credit Union

520 Ave V, Bogalusa, LA 70427, USA

+1 (985) 732-7522

www.zellcofcu.org

Harbor Financial

Rayville, LA 71269, USA

American Cash Advance

814 Grand Caillou Rd ste 7, Houma, LA 70363, USA

+1 (985) 853-1480

www.americancashadvance.net

Security Finance

5577 Interstate 49 South Service Rd, Opelousas, LA 70570, USA

+1 (337) 948-4744

www.securityfinance.com

Check Exchange

11441 Florida Blvd, Baton Rouge, LA 70815, USA

+1 (225) 272-5490

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