Welcome to Our Online Loan Referral Service


145 W Pine St # 4, Ponchatoula, LA 70454, USA
+1 (985) 386-9297
www.1stheritagecredit.com

Domain Info

Created Date

2006-02-28

Mailing Address

DomainsByProxy.com 14455 N. Hayden Road, Scottsdale, Arizona, 85260, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about First Heritage Credit?

Here you get acquainted with the feedback of our customers.

I contacted First Heritage Credit. Everything was done quickly. Only pleasant impressions remained!

Eleonore Welch

I have a problem with paying back a loan at another banking institution. It is inconvenient to borrow from friends. Therefore, I decided to address First Heritage Credit. They really helped.

Prof. Alison Beier

I suffered one situation. I urgently needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. First Heritage Credit in Ponchatoula seemed to me the most reliable.

Hollis Zemlak MD

Pay Attention

Lenders are shown in the first three points. Below info specifies common information about payday loans.

Payday Loans in Ponchatoula, Louisiana

Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Ponchatoula, Louisiana is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more loans you pay back off, the more reasonable rates a client will get.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will First Heritage Credit help issue a payday loan in Ponchatoula, Louisiana?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are taken out day and night. The payday loan will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Ponchatoula, Louisiana. The company will estimate many points to qualify such as financial capabilities. Payday loans will be a source to enhance your bad credit rating into a favorable one.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Ponchatoula, Louisiana

Origin Bank

301 W Alabama Ave, Ruston, LA 71270, USA

+1 (318) 254-2004

www.origin.bank

Madison Loans

2041 E Madison Ave, Bastrop, LA 71220, USA

+1 (318) 281-2122

Carter Credit Union

2415 Red Oak Rd, Coushatta, LA 71019, USA

+1 (318) 932-5053

www.cartercu.org

Gulf Coast Bank & Trust Company

1901 Manhattan Blvd # A-100, Harvey, LA 70058, USA

+1 (504) 544-6350

www.gulfbank.com

Money Mart

2333 W Pinhook Rd, Lafayette, LA 70508, USA

+1 (337) 237-5004

www.moneymart.com

Cash America Pawn

8801 W Judge Perez Dr, Chalmette, LA 70043, USA

+1 (504) 279-7296

cash-america-pawn-chalmette.lany.io

BancorpSouth Bank

6677 Siegen Ln, Baton Rouge, LA 70809, USA

+1 (225) 769-6317

www.bancorpsouth.com

Quik Cash

115 N Jefferson St, Mansfield, LA 71052, USA

+1 (318) 872-1000

Sunshine Loan Services

Denham Springs, LA 70726, USA

+1 (225) 665-1826

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