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5 3 reviews
Loan agency in Raceland, Louisiana

3970 LA-1, Raceland, LA 70394, USA
+1 (985) 537-4040
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

What people think about Raceland Payday?

Below you read some of the reviews of our clients.

Used Raceland Payday for the third time. The company is honest. They always keep you updated on your loan. No cheating. You can always extend your loan. They are always there when I need extra funds.

Marcus Kuvalis

It needed to fix my credit because I had no chances of getting approved for a agriculture loan. So I applied for a payday loan via Raceland Payday. Took out 4 small loans, one after another, and repaid them on time. My credit score improved! It worked! Very happy.

Miss Fatima Leannon

Used Raceland Payday for the 4th time. The company is credible. They always keep you updated on your loan. No fraud. You can always extend your loan. They are always there when I need extra cash.

Samanta Gleason I

I needed $1000 to buy a dress on a sale. The only way out was to apply for a payday loan. Found a lot of loan providers on the Internet. Raceland Payday is the most credible loan provider in Raceland.

Miss Electa Bayer I

Important

The previous three items charactirize a precise lending service. But below you can find common data about payday loans.

Payday Loans in Raceland, Louisiana

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans in Raceland, Louisiana is are easy to access. The APR is specific for each applicant and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to clients with a bad credit rating. Payday loan approvals depend very much on specific aspects. They will check your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.

To get approved for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the definite cost of the payday loan immediately.

APR Calculator

Other Payday Lenders in Raceland, Louisiana

Personal Finance Co

551 Coyle Ave, Cullen, LA 71021, USA

+1 (318) 539-2274

www.personalfinancecompany.com

Bayouland Credit LLC

3431 LA-1 S, Donaldsonville, LA 70346, USA

+1 (225) 473-7600

bayoulandcredit.com

Citizens National Bank

9220 Ellerbe Rd, Shreveport, LA 71106, USA

+1 (318) 629-0010

www.citizensnb.com

First Guaranty Bank ATM

1110 Shirley Rd, Bunkie, LA 71322, USA

+1 (888) 375-3093

www.fgb.net

First Guaranty Bank

2111 W Thomas St, Hammond, LA 70401, USA

+1 (888) 375-3093

www.fgb.net

Cajun Fast Cash & Kevin DeHart's Tax Service

6519 W Main St, Houma, LA 70360, USA

+1 (985) 303-0248

www.kevindehartstaxservice.com

Express Check Advance

3919 W Airline Hwy Ste B, Reserve, LA 70084, USA

+1 (985) 479-5500

www.expresscheckadvance.com

Cash Tyme

9656 Burbank Dr suite a, Baton Rouge, LA 70810, USA

+1 (225) 766-1915

www.cashtyme.com

Red River Bank

3422 North Blvd, Alexandria, LA 71301, USA

+1 (318) 561-4000

www.redriverbank.net

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