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1 reviews

4550 LA-1, Raceland, LA 70394, USA
+1 (800) 448-8812
www.hancockwhitney.com
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

2011-03-24

Mailing Address

2510 14TH ST, GULFPORT, MS, 39501-1948, United States

Company Name

Hancock Bank

Hancock Bank

Contact Data

jloupe@whitneybank.com

+1.2288684000

Feedback about Hancock Whitney Bank?

Here you get acquainted with the reviews of our clients.

Good service with a favorable percentage. Money deposited immediately, I always use Hancock Whitney Bank.

Simone Runte

Hancock Whitney Bank is quite fair, I will explain: the first cash advance, the limit is increased gradually. It is subject to repayment on time. The managers in those support are adequate, they gave clear answers to my questions. There were no delays. And the rate is like everywhere else.

Halle D'Amore

I contacted Hancock Whitney Bank. Everything was done fast. Only pleasant impressions remained!

Dr. Eulalia Fay DDS

Pay Attention

Lending companies are provided in the first three points. Below info specifies shared information about payday loans.

Payday Loans in Raceland, Louisiana

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Raceland, Louisiana is taken out simply and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more loans you pay back off, the more reasonable rates you will get.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Hancock Whitney Bank help take out a loan in Raceland, Louisiana?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to review the form. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by microfinance organizations before taking out a loan. But banks almost 100% refuse the application when lenders in Raceland, la will estimate other aspects like solvency and approve a payday loan. This is a way to enhance your credit rating.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its real cost. This calculator will show the APR of the loan.

APR Calculator

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