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5 reviews
Loan agency in Ruston, Louisiana

1409 Eagle Dr, Ruston, LA 71270, USA
+1 (318) 255-8740
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

What people think about Paycheck Loans?

Below you get acquainted with some of the reviews of our clients.

Last week I needed $1000 to cover car repair bills. I decided to apply via Paycheck Loans. They only approved me for $500 but the process itself was transparent, and their rates were reasonable.

Van Heathcote

The process was effortless, speedy. No collateral needed. Thank you so much. Love their 24/7 customer support. No complaints. Would use again.

Genevieve Mann III

Paycheck Loans seems trustworthy. At least they have no hidden fees. This was the only company that approved me for a payday loan.

Elenora Jenkins

Paycheck Loans rescued me in a hopeless time. They approved me for a loan although I had credit problems. The process was easy and fast. I appreciate their competent client support service and reasonable rates. I will surely recommend this online lender to my relatives and friends.

Cordell Gerlach

I needed $600 to buy a birthday gift. The only way out was to apply for a payday loan. Found a lot of loan providers on the Internet. Paycheck Loans is the most reliable company in Ruston.

Itzel Kassulke MD

Pay Attention

Above there is information about a exact loan provider. Below you can see common aspects of payday loans.

Payday Loans in Ruston, Louisiana

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Cash advance loans may turn out an easy and fast solution to a short-term problem in Ruston, Louisiana. Loans from payday lenders can get you money quickly. Your interest rate will depend on several factors.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give clients with a poor credit rating an increased chance to get accepted for payday loans. A payday loan may be the only loan available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your opportunities and repay your loan commitments without delays.

To get accepted for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to find out the real cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Ruston, Louisiana

Red River Bank

Stonewall, LA 71078, USA

+1 (318) 383-5310

www.redriverbank.net

Cash Cow

315 South Dr, Natchitoches, LA 71457, USA

+1 (318) 357-2310

cashcowlouisiana.com

Friendly Finance

1111 Winnsboro Road, Monroe, LA 71202, USA

+1 (318) 325-4355

www.friendlyfinance.com

Snappy Cash Inc.

Bastrop, LA 71220, USA

+1 (318) 283-5000

Avoyelles Payday Loans

1257 LA-29, Bunkie, LA 71322, USA

+1 (318) 346-8800

premiumloans.xyz

Albany Finance

501 Jonesboro Rd, West Monroe, LA 71292, USA

+1 (318) 361-0002

www.myalbanyfinance.com

Regions Bank

1200 Brashear Ave, Morgan City, LA 70380, USA

+1 (985) 383-9730

www.regions.com

Excel Finance

1527 Ambassador Caffery Pkwy, Lafayette, LA 70506, USA

+1 (337) 991-9119

www.excelfinco.com

City Credit of Denham Springs

1130 S Range Ave suite b, Denham Springs, LA 70726, USA

+1 (225) 665-5888

www.citycreditds.com

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