Welcome to Our Online Loan Referral Service

5 2 reviews
Loan agency in Ruston, Louisiana

1005 N Trenton St, Ruston, LA 71270, USA
+1 (318) 251-8302
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

What people think about Courtesy Loans?

Below you see some of the reviews of our customers.

I have already submitted an application to this lender once and I was very pleased with the rates. This is the only 24/7 lender with reasonable rates in my city.

Ms. Michelle Turner

Courtesy Loans rescued me in a difficult time. They approved me for a payday loan although I had credit problems. The process was as easy as possible and fast. I appreciate their 24/7 client support service and fair rates. I will 100% recommend this company to my family and friends.

Sonny Goodwin PhD

Thank you Courtesy Loans for helping me when I needed cash urgently to pay for car repair. I have applied through this company 3 times and everything was OK. This is the most transparent lender with no hidden fees. Highly recommended!!!

Alia Doyle Jr.

Easy application. I only needed an ID and a bank account. Very quick lending decision. The first time I was approved for $400 only. Hope the limit will increase next time. Interest rate is average. Paid off the debt earlier than agreed. If necessary, the term can be also extended.

Hannah Bruen

Pay Attention

Below you can see general information about payday loans and their common aspects.

Payday Loans in Ruston, Louisiana

A payday loan is a short-term loan that can help you deal with unexpected cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans may seem like an easy and fast solution to a short-term problem in Ruston, Louisiana. Loans from payday lenders can get you cash quickly. Your interest rate will depend on a few things.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give individuals with a poor credit history an increased chance to get accepted for short-term loans. A payday loan may be the only financial product available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your capabilities and pay back your loan commitments in a timely manner.

To get accepted for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the definite cost of the payday loan immediately.

APR Calculator

Other Payday Lenders in Ruston, Louisiana

Regions Bank

755 W Oak St, Amite City, LA 70422, USA

+1 (985) 747-4480

www.regions.com

Peoples Bank

6689 LA-34, Chatham, LA 71226, USA

+1 (318) 249-2125

www.thepeoplesbankla.com

First Guaranty Bank ATM

102 E Louisiana Ave, Vivian, LA 71082, USA

+1 (888) 375-3093

www.fgb.net

Pay Day Now

1176 Homer Rd, Minden, LA 71055, USA

+1 (318) 382-8299

Advantage Financial Services - Alexandria

2371 S MacArthur Dr Suite C, Alexandria, LA 71301, USA

+1 (318) 321-1974

www.advantagefinancialonline.net

ATM (Regions Bank)

755 W Oak St, Amite City, LA 70422, USA

+1 (800) 734-4667

www.regions.com

St Landry Bank & Trust Co

1411 W Landry St, Opelousas, LA 70570, USA

+1 (337) 948-2444

www.stlandrybank.com

Community Financial Services

910 E Main St #18, New Iberia, LA 70560, USA

+1 (337) 367-3700

Money Mart

1212 Albertson Pkwy E, Broussard, LA 70518, USA

+1 (337) 237-5004

paydayloanservices.org

Top