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5 3 reviews
Loan agency in Ruston, Louisiana

1412 Farmerville Hwy, Ruston, LA 71270, USA
+1 (318) 255-5533
www.advanceamerica.net
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

What people think about Advance America?

Below you find some of the opinions of our customers.

Used Advance America for the second time. The lender is fair. They always keep you updated on your debt. No fraud. You can always extend your loan. They are always there when I need extra cash.

Hardy Nader

Advance America seems trustworthy. At least they have no hidden fees. This was the only company that accepted me for a payday loan.

Caleb Gaylord

Was invited to a wedding but was broke at that time. A friend recommended me to use Advance America. And I did. This was the best decision! Yes, the APR was high but I think it’s because I had no credit. In general, The process was fast.

Prof. Alvera Skiles PhD

Advance America rescued me in a desperate time. They approved me for a payday loan although I had credit issues. The process was straightforward and fast. I value their competent client support service and affordable rates. I will surely recommend this website to my family and friends.

Delphine Feeney

Pay Attention

Now you can see general features of payday loans.

Payday Loans in Ruston, Louisiana

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans in Ruston, Louisiana is are simple to get. The APR is individual for each applicant and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can typically be an obstacle to getting a bank loan. A payday loan can save clients who have bad credit scores or have no credit history. But we recommend you that as with any borrowing you should only consider applying for a payday loan if you are sure that you can afford payments punctually.

To get approved for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the definite APR of your cash advance.

APR Calculator

Other Payday Lenders in Ruston, Louisiana

First Credit Corporation

113 South Dr #8, Natchitoches, LA 71457, USA

+1 (318) 352-5010

Hancock Whitney Bank

315 Royal St, Natchitoches, LA 71457, USA

+1 (800) 448-8812

www.hancockwhitney.com

Bayou Community Federal Credit Union

6190 LA-74, St Gabriel, LA 70776, USA

Citizens National Bank

94 Polk St, Mansfield, LA 71052, USA

+1 (318) 872-0044

www.citizensnb.com

Chase Bank

3759 Perkins Rd, Baton Rouge, LA 70808, USA

+1 (225) 332-4481

locator.chase.com

Section 705 Federal Credit Union

1455 W Willow St, Lafayette, LA 70506, USA

+1 (337) 232-8450

www.section705fcu.org

Regions Bank

755 W Oak St, Amite City, LA 70422, USA

+1 (985) 747-4480

www.regions.com

RELIABLE FINANCIAL SERVICES OF BASTROP

1755 E Madison Ave, Bastrop, LA 71220, USA

+1 (318) 283-0012

reliable.bastrop.com

Cash Cow

315 South Dr, Natchitoches, LA 71457, USA

+1 (318) 357-2310

cashcowlouisiana.com

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