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5 reviews

1406 Farmerville Hwy, Ruston, LA 71270, USA

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Here you read the reviews of our clients.

I took out a payday loan when I had problems with money. There was no other way out. I searched this website on the Internet, among others. Has applied several services. One denied, the other issued at too high a interest rate, but here it was approved as I wanted.

Kayleigh Bednar

Money was urgently required. I left an online application in Harbor Financial. I sent all the necessary photos of documents, talked to the operators by phone. The requested payday loan was approved. Within an hour, the money was deposited to my card.

Vada Gutmann

The cash advance is deposited easily and quickly. There is a minus - a great commission when returning a loan.

Karianne Boehm

Pay Attention

Above there are details about a exact lender. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Ruston, Louisiana

Payday loans are a type of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

It is simple and quick to issue loans in Ruston, Louisiana. The rates are accured on an individual basis: if a borrower repays as much loans as possible, he will be provided one of the most efficinet terms and rates.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Harbor Financial help take out a payday loan in Ruston, Louisiana?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to review the application. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Lenders do not consider this factor the only one to issue a loan in Ruston, Louisiana. The company will assess many points to qualify such as solvency. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should calculate its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Ruston, Louisiana

Gibsland Bank & Trust

1374 Homer Rd, Minden, LA 71055, USA

+1 (318) 371-9910

www.gbt.bank

Harrison Finance

2800 Derek Dr, Lake Charles, LA 70607, USA

+1 (337) 480-2280

Hearn's Payday Loans

815 Marion Hwy, Farmerville, LA 71241, USA

+1 (318) 368-6112

www.easyloan.click

Walmart Money Center

14507 Plank Rd, Baker, LA 70714, USA

+1 (225) 774-2050

www.walmart.com

Regions Bank

333 MacArthur Dr, Alexandria, LA 71303, USA

+1 (318) 545-8230

www.regions.com

Twin City Financial LLC

2602 LA-28, Pineville, LA 71360, USA

+1 (318) 448-3199

Republic Finance

1412 Farmerville Hwy Ste 5, Ruston, LA 71270, USA

+1 (318) 254-8833

locations.republicfinance.com

Excel Finance

1527 Ambassador Caffery Pkwy, Lafayette, LA 70506, USA

+1 (337) 991-9119

www.excelfinco.com

Regions Bank

110 Belle Terre Blvd, Laplace, LA 70068, USA

+1 (985) 248-0800

www.regions.com

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