Welcome to Our Online Loan Referral Service

4.3 7 reviews

300 N Trenton St, Ruston, LA 71270, USA
+1 (318) 251-3974
www.bancorpsouth.com
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM

Domain Info

Created Date

1996-06-11

Mailing Address

2910 W JACKSON ST, TUPELO, MS, 38801-6799, United States

Company Name

BancorpSouth

BancorpSouth

Contact Data

[email protected]

+1.6626787177

+1.6626204029

Feedback about BancorpSouth Bank?

Here you see the feedback of our clients.

The money are deposited to my credit card. I pay off through my personal account. The payment is convenient and fast. Pay on schedule and there will be no problems.

Robbie Kilback

I'm not ashamed to borrow money from BancorpSouth Bank, now the whole world lives like this. I have already used cash advance many times, everything is convenient.

Dr. Julian Jaskolski

BancorpSouth Bank is quite good, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on due date. The managers in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Nannie Ward

BancorpSouth Bank seemed to me the fair. At least no insurance and extra commissions. There are no discounts for regular customers. When paying off a debt, a transfer fee is not taken, although this is a bonus.

Vanessa Heaney

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes users grapple with common information about payday loans.

Payday Loans in Ruston, Louisiana

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

Payday loans in Ruston, Louisiana are taken out hassle-free. The interest rate depends on the borrower's person-related data: if you pay off more payday loans, the more efficient terms and rates lenders offer.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will BancorpSouth Bank help take out a loan in Ruston, Louisiana?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Funds are issued day and night. The deposit will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by banks before taking out a loan. But banks almost 100% refuse the application when lenders in Ruston, la will assess other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit score.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the loan, you are welcome to utilize the calculator. It will define the cost of the loan.

APR Calculator

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