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5 reviews

2201 Farmerville Hwy, Ruston, LA 71270, USA
+1 (318) 251-8482
www.theuncommonbank.com
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM

Domain Info

Created Date

2005-12-07

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

What people think about First National Bank?

Below you see some of the reviews of our customers.

I asked First National Bank for a loan. Everything was done very quickly. Had the funds in my account the next morning. Employees are very professional. Best experience!

Prof. Florence Torp MD

Thank you First National Bank for assisting me when I needed money so bad to pay for vacation. I have applied through this company 4 times and everything was nice. This is the most legit lender with no hidden fees. Highly recommended!!!

Damon Haag DDS

Pay Attention

The previous three items describe a precise lender. But below you can read common details about payday loans.

Payday Loans in Ruston, Louisiana

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Ruston, Louisiana is are simple to get. The interest rate is specific for each applicant and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get a payday loan. Such loans are created to help meet the needs of individuals with lower credit scores. There are companies who may be happy to offer you a payday loan even if you have a bad credit rating. You will need a stable income to get approved for a bad credit payday loan.

To get approved for a payday loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a loan, you can use an online calculator. It will show the definite APR of your loan.

APR Calculator

Other Payday Lenders in Ruston, Louisiana

Sabine State Bank and Trust Company

115 N Front St, Converse, LA 71419, USA

+1 (318) 567-3308

www.sabinebank.com

Hometown Advance

2098 Staring Ln, Baton Rouge, LA 70810, USA

+1 (225) 767-9550

Advance America

1906 W Thomas St, Hammond, LA 70401, USA

+1 (985) 429-9600

www.advanceamerica.net

Tri-City Credit Inc

1330 Victor II Blvd, Morgan City, LA 70380, USA

+1 (985) 385-3146

University of Louisiana Department Cashiers

104 E University Ave, Lafayette, LA 70503, USA

+1 (337) 482-6252

www.louisiana.edu

Capital One Bank

16159 LA-73, Prairieville, LA 70769, USA

+1 (225) 673-2265

locations.capitalone.com

Brenco Finance Inc

240 Rees St, Breaux Bridge, LA 70517, USA

+1 (337) 332-4160

Speedy Cash Shop

6650 Youree Dr #2600, Shreveport, LA 71105, USA

+1 (877) 449-2694

Pelican State Credit Union

450 Lobdell Blvd, Baton Rouge, LA 70806, USA

+1 (225) 927-1733

www.pelicanstatecu.com

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