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5 229 reviews
Loan agency in Springhill, Louisiana

798 S Arkansas St, Springhill, LA 71075, USA
+1 (318) 539-2446
www.advanceamerica.net
Thursday
10AM–6PM
Friday
9AM–7PM
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you get acquainted with the feedback of our customers.

… company in Springhill,LA. The staff are very nice and answer all my concerns as well. To those who are interested in title/payday loans I recommend Advance America!

Percival Jast

Very good service nice employees and quick service

Earnest Dickinson

Great customer service and services at this location!

Leopold Heaney

Very good service nice employees and quick service

Neva Cartwright

Great customer service and services at this location!

Dr. Keenan Davis IV

Absolutely love this place and the environment!!!

Erling Baumbach

I'm a regular customer of this local gas station/ convenient store/ diner.

Mossie Bode

They always make you feel like you're at home...

Pearline Hermiston

Sherri Roach was amazing and helped me get the best pricing possible.

Sheila Daniel I

Very pleased with the amazing work they put in.

Dr. Wilfrid Sipes

Talk about a miracle worker!

Theresa Hansen

As a first time home buyer, Robert Romero at NOLA Lending helped me out so much.

Ethyl Weimann III

I used Kim Smith to purchase my home.

Freddie Lynch

Great people and they get the best possible refund for you.

Marty Baumbach

She didn't try to get me more return and didn't give much information.

Euna Toy

Pay Attention

Further there will be shown the details about not a certain lending company. The information below will explain common information about payday loans and its specific elements.

Payday Loans in Springhill, Louisiana

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

It is simple and quick to issue loans in Springhill, Louisiana. The rates are set on an individual basis: if a client repays as much loans as possible, she will be provided one of the most reasonable terms and rates.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Advance America help issue a payday loan in Springhill, Louisiana?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed money will be deposited to credit card. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be considered in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Springhill, la will assess other aspects like solvency and approve a loan. This is a way to improve your credit history.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the payday loan. It takes seconds to see the result.

APR Calculator

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