Welcome to Our Online Loan Referral Service

5 3 reviews

1643 Carter St, Vidalia, LA 71373, USA
+1 (318) 336-9262

Feedback about Community Loans of America?

Here you get acquainted with the feedback of our customers.

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at favorable rate, so far it has been returned on schedule, it can be either extended or paid back ahead of schedule.

Genevieve Quigley

Money was urgently needed. I submitted an online application in Community Loans of America. I sent all the necessary photos of documents, talked to the operators by phone. The requested loan was approved. Within an hour, the money was transferred to my card.

Ms. Margaretta Hayes DVM

I had a displeasing situation in my life. I emergenctly required extra money. This company helped out me very much. They approved the required amount. I solved all my problems. I recommend the company to all my friends.

Lazaro Goldner

I took the first loan, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to renew the payment and return the cash advance in parts. Immediately after repaying the old one, you can take out a new one, the available amount increases every time.

Ryley Keebler

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes users get acquainted common information about payday loans.

Payday Loans in Vidalia, Georgia

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

It is simple and fast to issue loans in Vidalia, Georgia. The rates are set on an individual basis: if a client repays as much payday loans as possible, he will be provided one of the most favorable terms and rates.

APR

10% small loan cap

How will Community Loans of America help issue a loan in Vidalia, Georgia?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The loan will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Payday lenders in Vidalia, ga consider this circumstance not an obstacle to take out a loan. The borrower of a cash advance should be ready to objectively assess financial capabilities, take out a loan, repay the debt on schedule and not only resolve current issues, but enhance the credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

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Jefferson Financial Federal Credit Union

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Mariner Finance

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