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5 4 reviews

1400 Fancher St, Vinton, LA 70668, USA

What people think about Merchants & Farmers Bank?

Below you see some of the opinions of our customers.

Good website with affordable rates. They money the next day, as I expected. I will use Merchants & Farmers Bank again if I need financial assistance.

Rodger O'Kon DDS

Thank you for the exceptional service. Your managers assisted me throughout the application. It’s great that you only need an ID to get funds.

Brennon Weissnat

I recommend Merchants & Farmers Bank to every person who need extra funds. I’ve been using them for 2nd time. Always great service!

Natalie Schmitt

I needed $700 to buy a dress on a sale. The only way out was to apply for a payday loan. Found a lot of lenders on the Internet. Merchants & Farmers Bank is the most transparent financial institution in Vinton.

Mr. Doug Walsh

Important

Above there is information about a definite company. Below you can read common characteristics of payday loans.

Payday Loans in Vinton, Virginia

A payday loan is a short-term loan that can help you deal with unexpected cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is effortless and speedy to get accepted for payday loans in Vinton, Virginia. The APR will be set specifically for each case and will depend on the personal details the consumer provided.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to clients with a bad credit rating. Payday loan approvals depend very much on specific circumstances. Payday companies will look at your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.

To get approved for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in Vinton, Louisiana

World Finance

771 Sterlington Hwy, Farmerville, LA 71241, USA

+1 (318) 368-7600

www.loansbyworld.com

Money Mart

2010 Woodmere Blvd ste l, Harvey, LA 70058, USA

+1 (504) 347-4200

www.moneymart.com

Check Into Cash

725 Oddfellow Road Ste B, Crowley, LA 70526, USA

+1 (337) 785-0812

local.checkintocash.com

Red River Bank

4292 LA-112, Forest Hill, LA 71430, USA

+1 (318) 561-4000

www.redriverbank.net

1st Franklin Financial

1819 W Airline Hwy, Laplace, LA 70068, USA

+1 (985) 652-1332

locations.1ffc.com

Chase Bank

5233 Johnston St, Lafayette, LA 70503, USA

+1 (337) 236-7182

locator.chase.com

Access of Louisiana Federal Credit Union

519 Kirby St, Lake Charles, LA 70601, USA

+1 (337) 533-1808

www.access.coop

American Cash Advance

212-5A Sterling Rd, Franklin, LA 70538, USA

+1 (337) 828-5118

www.americancashadvance.net

Gulf Coast Bank

3906 NE SE Evangeline Thruway, Carencro, LA 70520, USA

+1 (337) 565-2797

www.gcbank.com

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