Community Loans of America Payday Loans Review

Loan agency in West Monroe, Louisiana

Organization owner?

411 Thomas Rd, West Monroe, LA 71292, USA

+1 (318) 322-7550

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

What people think about Community Loans of America?

Below you read some of the opinions of our customers.

Applied for a cash advance second time. Got rejected! No idea for what reason! No explanation. Fishy service.

Deangelo Barton

I took out payday loan from Community Loans of America 3 times. Closed all my loans as agreed. Last week wanted to borrow more, but they approved me for only $500 ???

Ariane Considine

Pay Attention

Now you can see general characteristics of payday loans.

Payday Loans in West Monroe, New York

A payday loan is a short-term loan that can help you cover unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Cash advance loans may seem like an easy and fast solution to a short-term problem in West Monroe, New York. Loans from payday lenders can get you cash within a few hours. Your interest rate will depend on several things.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to applicants with a bad credit history. Payday loan approvals depend very much on other circumstances. Payday companies will check your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.

To get approved for a loan, you must meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.