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2.3 8 reviews
Loan agency in West Monroe, Louisiana

3426 Cypress St #13, West Monroe, LA 71291, USA
+1 (318) 396-3119
www.1stheritagecredit.com
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed

Domain Info

Created Date

2006-02-28

Mailing Address

DomainsByProxy.com 14455 N. Hayden Road, Scottsdale, Arizona, 85260, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about First Heritage Credit?

Here you read the reviews of our clients.

Very unprofessional people.

Reyna Macejkovic

Don't know how to talk to customers...

Rickey Corwin

Service level and quality are superior and highly customized.

Ronny Abbott MD

Would not work with this bank

Adam Kunde

Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes people get acquainted shared information about payday loans.

Payday Loans in West Monroe, New York

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts range from $100-$1,000.

Such financial products as payday loan in West Monroe, New York is issued simply and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more payday loans you pay back off, the more reasonable rates a client will get.

APR

25% small loan cap

How will First Heritage Credit help issue a payday loan in West Monroe, New York?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to consider the application. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to deny the loan. Payday lenders do not consider this factor the only one to take out a loan in West Monroe, New York. They estmate many other factors before issuing a cash advance. One of them is solvency. This is a way to improve your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to apply the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in West Monroe, Louisiana

Sabine State Bank and Trust Company

4121 Nelson Rd, Lake Charles, LA 70605, USA

+1 (337) 477-0614

www.sabinebank.com

BancorpSouth Bank

1263 N Market St, Shreveport, LA 71107, USA

+1 (318) 227-0675

www.bancorpsouth.com

1st Heritage

1382 N 19th St, Monroe, LA 71201, USA

+1 (318) 362-0100

www.1stheritagecredit.com

Walmart Money Center

833 Sterlington Hwy, Farmerville, LA 71241, USA

+1 (318) 368-2535

www.walmart.com

Red River Bank

1412 Centre Ct #101, Alexandria, LA 71301, USA

+1 (318) 561-4000

www.redriverbank.net

Home Bank

102 S Adams St, Welsh, LA 70591, USA

+1 (337) 734-2226

www.home24bank.com

ATM (Hancock Bank)

300 Austin St, Bogalusa, LA 70427, USA

www.hancockwhitney.com

Jena Credit Corporation

3075 W Oak St, Jena, LA 71342, USA

+1 (318) 992-2121

Friendly Finance

1111 Winnsboro Road, Monroe, LA 71202, USA

+1 (318) 325-4355

www.friendlyfinance.com

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