What people think about Ouachita Credit Plan?
Below you get acquainted with some of the testimonials of our clients.
Great staff, very friendly!
Derrick Jacobs
Still reporting late payments on my credit report up to November 2020.
Dr. Aurelie Lehner
Pay Attention
Now you can review general characteristics of payday loans.
Payday Loans in West Monroe, New York
Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.
Payday loans in West Monroe, New York is are simple to access. The APR is individual for each applicant and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.
APR
25% small loan cap
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to clients with a bad credit history. Payday loan approvals depend very much on specific circumstances. They will look at your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.
To get approved for a loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a payday loan, you can use an online calculator. It will show the exact APR of your cash advance.
APR Calculator
Other Payday Lenders in West Monroe, Louisiana
Section 705 Federal Credit Union
1455 W Willow St, Lafayette, LA 70506, USA
+1 (337) 232-8450
www.section705fcu.org
World Finance
5020 Cut-Off Rd Ste D, Coushatta, LA 71019, USA
+1 (318) 932-8241
www.loansbyworld.com
