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2.5 4 reviews
Loan agency in West Monroe, Louisiana

2106 N 7th St #102, West Monroe, LA 71291, USA
+1 (318) 387-6727
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

What people think about Ouachita Credit Plan?

Below you get acquainted with some of the testimonials of our clients.

Great staff, very friendly!

Derrick Jacobs

Still reporting late payments on my credit report up to November 2020.

Dr. Aurelie Lehner

Pay Attention

Now you can review general characteristics of payday loans.

Payday Loans in West Monroe, New York

Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans in West Monroe, New York is are simple to access. The APR is individual for each applicant and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to clients with a bad credit history. Payday loan approvals depend very much on specific circumstances. They will look at your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.

To get approved for a loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the exact APR of your cash advance.

APR Calculator

Other Payday Lenders in West Monroe, Louisiana

Calcasieu Financial Services Corporation

3024 Ryan St, Lake Charles, LA 70601, USA

+1 (337) 436-3636

Regions Bank

840 S Clearview Pkwy, Harahan, LA 70123, USA

+1 (504) 513-7110

www.regions.com

World Finance

210 Elizabeth St, Many, LA 71449, USA

+1 (318) 256-6061

www.loansbyworld.com

Bevco Credit

1416 Rees St, Breaux Bridge, LA 70517, USA

+1 (337) 332-0634

Loans

New Orleans, LA 70126, USA

Trojan Payday Loans

4174 LA-1, Raceland, LA 70394, USA

+1 (985) 537-3500

OneMain Financial

4400 Ambassador Caffery Pkwy G, Lafayette, LA 70508, USA

+1 (337) 984-5000

www.onemainfinancial.com

World Finance

2230 Veterans Memorial Dr, Abbeville, LA 70510, USA

+1 (337) 893-0708

www.loansbyworld.com

Check Into Cash

725 Oddfellow Road Ste B, Crowley, LA 70526, USA

+1 (337) 785-0812

local.checkintocash.com

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