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What people think about Centric Federal Credit Union?
Below you read some of the testimonials of our clients.
I took out a loan from Centric Federal Credit Union 3 times. Paid off all my loans successfully. Yesterday wanted to borrow more, but they approved me for only $200 ???
Kian Beier V
I was accepted for $700 for a period of 8 days. In the end, I had to pay twice as much with all the fees charged.
Prof. Isaac Borer
Wasted too much time with this company. They charge sky high rates! So upset
Eliane Kuphal
Too high interest rate. Had to repay really A LOT. Read the contract carefully before signing the terms and rates. Had too many problems. Client service was awful too. The lady in the chat was very rude. Not satisfied. Better seek another service.
Karlie Hickle
Illegit service!! They approve me for a loan but it’s been 5 days and still no money in my account! Tired of waiting…. Not sure I will ever get my money.
Timmothy Pfeffer
APR too high. People usually take loans because they’re having a difficult time. These loans put you further into debt. Maybe they should lower their interest rates a little…
Ms. Frida Mohr
Pay Attention
The above-given information provides the details about a peculiar lender. The information below is about common information about payday loans.
Payday Loans in West Monroe, New York
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
It is simple and fast to get accepted for payday loans in West Monroe, New York. The interest rate will be set individually for each case and will depend on the personal information the applicant filled in.
APR
25% small loan cap
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to applicants with a poor credit history. Payday loan approvals depend very much on specific circumstances. Lenders will look at your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.
To get approved for a loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the APR and find out the precise cost of the cash advance loan immediately.
APR Calculator
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www.advanceamerica.net
