Welcome to Our Online Loan Referral Service

5 5 reviews

3875 Front St, Winnsboro, LA 71295, USA
+1 (318) 435-7535
www.winnsborobank.com
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM

Domain Info

Created Date

2000-05-15

Mailing Address

3875 FRONT ST, WINNSBORO, LA, 71295-2954, United States

Company Name

Winnsboro State Bank

Winnsboro State Bank

Contact Data

[email protected]

+1.3184357535

+1.9999999999

Feedback about WSB Winnsboro State Bank?

Here you get acquainted with the reviews of our customers.

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at reasonable rate, so far it has been paid off on schedule, it can be either extended or paid back ahead of schedule.

Amaya Hilpert

I have a problem with paying a loan at another bank. It is inconvenient to borrow from relativies. Therefore, I decided to address WSB Winnsboro State Bank. They really helped out.

Prof. Floyd Friesen MD

WSB Winnsboro State Bank is quite fair, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on due date. The managers in those support are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Misty Ferry

Pay Attention

Above-defined info provides the details about a definite lending company. Below-specified info is oriented on common information about payday loans.

Payday Loans in Winnsboro, South Carolina

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

Payday loans in Winnsboro, South Carolina are taken out easily. The interest percentage is conditional on the customer's personal data: if you pay back more payday loans, the more favorable terms and rates lenders offer.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will WSB Winnsboro State Bank help issue a loan in Winnsboro, South Carolina?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to process the application. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Winnsboro, sc will estimate other aspects like payment abilities and approve a payday loan. This is a way to improve your credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

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